Comprehensive Bike Insurance

Comprehensive Bike Insurance

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These two wheeler insurance policies can be differentiated based on the appended factors which can help you take an informed decision based on your personal needs and circumstances -

Premium Rate: - A comprehensive bike insurance provides cover up to 15 years whereas Zero depreciation cover provides cover for a period of up to 5 years

Claim Settlement: - In case of comprehensive insurance, the insurer factors in the depreciation on bike at the time of claim settlement. While in case of zero depreciation, the claim is settled without considering the depreciation which is why it is called zero or nil depreciation cover

Repair Expenses: - Under Zero Depreciation Insurance, the insurer covers total repair expenses. However, under Comprehensive Insurance there is no such provision. The insured must bear the extra cost for repairs

Priority: - Comprehensive bike insurance is suitable for individuals who want complete protection for their bikes. Full protection is their ultimate priority. A two-wheeler zero depreciation add-on cover is suitable for those who want to recover more at the time of claim settlement and for whom depreciation is a big consideration.

A standard comprehensive bike insurance policy covers you in the following events:  
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