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Two-Wheeler Insurance

Two-wheeler Insurance

Ride with the assurance of protection
Insure your Two-wheeler with our attractive quotes

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  • Chola MS bike insurance policy has unique Add-on covers
  • Long Term Products for New Two Wheelers
  • Roadside Assistance Services Provided at the time of emergency
  • Get complete support at the time of claims
  • Claims handled in-house
  • Our Two Wheeler Insurance policy is ISO certified for motor claims
  • Technology usage for claims processing (speed)

Two-wheeler insurance policies are motor vehicle insurance covers that help protect you and your two-wheeler from various risks and accidents. A vehicle is, often, a huge emotional and financial investment, so it is necessary to make sure you take the right measures to keep it safe too. Having a strong two-wheeler insurance plan for your vehicle helps protect you from the financial burdens that can arise from accidents and other road mishaps.

As per Motor Vehicle Act 2019, it is also mandatory for all vehicles on the Indian roads to have a third-party liability cover in place. A third-party liability cover helps take care of the financial demands of liabilities owed to a third party due to losses or damages they may have incurred in an accident with the insured. This accounts for injuries to the third-party and also property damage.

Another available cover for vehicle insurance is the own-damage cover where the policy also helps take care of the financial needs that arise when the insured vehicle suffers any damages or losses in the event of an accident.

The comprehensive two-wheeler policy is the recommended cover as it includes dual-coverage. This means the insured has both, third-party liability cover and own-damage cover in place. Comprehensive covers come at a higher premium than a standalone third-party cover but it also comes with a world of benefits for the higher price. Additional covers can be included to your policy upon payment of a premium to increase the protection of your motor vehicle.

Visit our FAQs section for more information on how you can benefit from comprehensive coverage. Get all your doubts cleared before finalising the purchase of your vehicle’s insurance plan. Choose wisely and invest in your vehicle’s safety.


Loss or damage to your Vehicle due to:

Owning a bike insurance policy is a prudent way of providing for expenses you are likely to incur in case of damage to your bike or damage caused to a third party or property. Renew your two- wheeler insurance online and receive the following benefits:

  • No bike inspection required for renewal
  • No paperwork required
  • Always have your insurance policy readily available with a soft copy in your Inbox
  • Get complete support at the time of claims
  • Get easy access to the nearest garage listed in the Cashless Claim Garage Network of Chola MS.

By choosing the right two wheeler insurance policy, insurers can relax and not worry about unforeseen circumstances that may cause financial damages. Basically, the policy offers protection against any unforeseen event that may cause damage to the vehicle. Additionally, it also offers protection to any third party liabilities that may have been caused which results in bodily injuries to a third person. The two wheeler insurance policy online insures all types of two wheelers and is the perfect solution to meet repair costs that may have been cause due to the accident.

Here are some of the two-wheeler insurance terminologies to keep in mind to comprehend a policy document

  • A cover is the term used to define the amount of liability that is covered by an insurance policy
  • The fee paid by an insurer to an insurance cover for a fixed term is called the premium
  • The first party represents the insured member and their vehicle, the second party refers to the insurance company that has provided the cover and the third party is the person involved in the accident that was caused by the first party.
  • A comprehensive cover protects the third party liabilities, the insured property and the occupant against injury or damage caused in the accident.

Add-on covers of Two Wheeler Insurance Policy


  • Call our Customer services Executive @ 1800 208 5544 to inform about your bike insurance claim
  • Mail us @ customercare@cholams.murgappa.com
  • Directly walk-in to any of our offices spread across India


  • Two wheeler insurance Claim Form
  • Claim Form
  • DL copy, RC Copy
  • FIR in case TP Death/Injury
  • Quick Survey Arranged
  • Simple Approval mechanism
  • NEFT transfer of Claim amount
Cashless Network garages
Chola Insurance Online General Insurance
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  • VIJAY KATHURIA | Aug 04, 2021

    Two wheeler Insurance process was simple and easy. Keep up the good work

  • RAVINDAR KUMAR GAJJAR | Jun 22, 2021

    Two wheeler insurance smooth process, transparent and can be done in minimum time.

  • PARVEEN MUSHTAQ | Jun 12, 2021

    Two wheeler insurance smooth process, transparent and can be done in minimum time.

  • RAKESH PRADHAN | Jun 06, 2021

    Great evaluation of two wheeler at a minimal premium. Keep it up

  • VIKRAM PANDEY | May 19, 2021

    Good guidance from call center and good IDV given for my bike.

  • DATTATRAY MAGAR | May 06, 2021

    Quick and Easy Process for Two-Wheeler Policy

  • KRISH N R | May 02, 2021

    This really is user friendly, I appreciate your efforts for two wheeler insurance.

  • MRIDUL BOSE GOSWAMI | Apr 25, 2021

    Excellent web application to renew the bike insurance

  • NILESH SURYAWANSHI | Apr 14, 2021

    It was a seamless process where I was able to select the options I wanted for Bike insurance.

  • RALPHY RICHARD | Apr 05, 2021

    Very easy and quick process. I got my two wheeler policy the moment I made payment electronically.

  • SAVITA SINGH | Mar 22, 2021

    Special thanks to Chola MS for hassle free experience and answering all my queries. Good work

  • AMIT KULKARNI | Mar 12, 2021

    Chola MS very helpful and knowledgeable site for bike insurance.

  • VENKAT MANIAN | Mar 04, 2021

    Speedy and easy way to renew two wheeler insurance online. Thank you for providing zero entries before renewing it

  • VINU MADHAVI | Feb 20, 2021

    Good thing about insurance online process is that you get updates on mobile and mail both.

  • Balan | Feb 01, 2021

    Indeed very easy to renew my 2 wheeler policy. Got it done in just 3 minutes. Thanks.

  • Swetha Sharma | Jan 25, 2021

    Having invested heavily in my new two-wheeler, I wanted to make sure I got the right insurance cover in place too. That’s when a friend of mine told me about Chola MS. I went through their website to understand what their two-wheeler insurance plans covered and how they are priced. It was great to know that I could get the necessary protection for an affordable amount after my big investment. I got in touch with Chola MS and their insurance executives helped get all required formalities sorted in no time! I would definitely recommend Chola MS to others.

  • Anurag Prathap | Jan 25, 2021

    Chola MS has been my two-wheeler insurer for a few years now. Their customer support and service quality are absolutely great. They have some of the most understanding and co-operative insurance executives that I’ve had the pleasure of getting in touch with. The Chola MS team has been very consistent in terms of making sure my claims are processed quickly and easily. Even in the pandemic, they have been super helpful in making sure that my renewals can be completed online. All things considered, Chola MS is a very professional and efficient insurance provider that I can surely recommend!

  • Flavi shaldon dias | Jan 23, 2021

    Good service

  • Swamy Naik | Jan 16, 2021

    Good policy

  • SIVASUBRAMANI | Jan 10, 2021


  • HIRLEKAR SANKET | Jan 02, 2021

    Very good service. Just claim settlement of my bike. It's wonderful experience with Chola MS and very supportive and polite staff.

  • RAMU.M | Dec 30, 2020


  • Madapathi shankaraiah swamy | Dec 20, 2020


  • Manoranjan kar | Dec 10, 2020


  • Tanika Das | Nov 25, 2020


  • Stella Francsis | Nov 16, 2020

    I highly recommend Chola MS for two wheeler insurance policies. It was suggested to me a couple of years ago by a colleague, as I was looking to buy insurance online. After hearing his experiences, it sounded like a pretty good option to me. It has been a very easy and hassle-free experience for me and I am very happy and satisfied with the services. The policy has been like a protective shield for me and my two wheeler. All thanks to Chola MS!

  • Sunil | Nov 11, 2020

    Very good

  • shivakumar R | Nov 01, 2020

    it is the best company


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