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  • Building: Damages arising out of various factors including Fire, Lightning, Explosion, Aircraft or Articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and/or Shock, Landslide Damage, Flood, Storm, Cyclone, Impact Damages, Bursting and/or Overflowing of Water Tanks, Leakage from Automatic Sprinkler Installations, Bush Fire
  • Contents (excluding money and valuables): Fire and allied perils — Fire, Lightning, Explosion and Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and / or Shock, Subsidence and Landslide damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone, Bursting and / or Overflowing of Water Tanks, Apparatus, and Pipes, Missile Testing Operations, Leakage from Automatic Sprinkler Installations, Bush Fire, Burglary, Housebreaking
  • Money Insurance - Accident or misfortune leading to loss of money
  • Fidelity of Employees - Fraud or dishonesty of salaried employees
  • Fixed Plate Glass - Accidental breakage of plate glass
  • Neon Signs / Glow Signs - Accidental loss or breakage of neon sign
  • Baggage - Loss or damage while traveling in India
  • Personal Desktop Computer - Accidental physical loss or damage
  • Machinery Breakdown - Total loss from electrical or mechanical breakdown or accident
  • Personal Accident - Loss of life or permanent total disablement of the insured partner, spouse, employees
  • Public Liability - Covers legal liability

Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy.

* Conditions apply.

UIN no. IRDAN123P0084V01200203