• Building: Damages arising out of various factors including Fire, Lightning, Explosion, Aircraft or Articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and/or Shock, Landslide Damage, Flood, Storm, Cyclone, Impact Damages, Bursting and/or Overflowing of Water Tanks, Leakage from Automatic Sprinkler Installations, Bush Fire
• Contents (excluding money and valuables): Fire and allied perils — Fire, Lightning, Explosion and Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and / or Shock, Subsidence and Landslide damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone, Bursting and / or Overflowing of Water Tanks, Apparatus, and Pipes, Missile Testing Operations, Leakage from Automatic Sprinkler Installations, Bush Fire, Burglary, Housebreaking
• Money Insurance - Accident or misfortune leading to loss of money
• Fidelity of Employees - Fraud or dishonesty of salaried employees
• Fixed Plate Glass - Accidental breakage of plate glass
• Neon Signs / Glow Signs - Accidental loss or breakage of neon sign
• Baggage - Loss or damage while traveling in India
• Personal Desktop Computer - Accidental physical loss or damage
• Machinery Breakdown - Total loss from electrical or mechanical breakdown or accident
• Personal Accident - Loss of life or permanent total disablement of the insured partner, spouse, employees
• Public Liability - Covers legal liability

Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy.

* Conditions apply.

UIN no. IRDAN123P0084V01200203