| Coverage Table - Self
|
| Sum Insured
|
5 Lacs
|
7.5 Lacs
|
10 Lacs
|
15 Lacs
|
20 Lacs
|
25 Lacs
|
50 Lacs
|
75 Lacs
|
1 Crore
|
| Annual Income Eligibility - Five times of Sum Insured
|
1 Lacs
|
1.5 Lacs
|
2 Lacs
|
3 Lacs
|
4 Lacs
|
5 Lacs
|
10 Lacs
|
15 Lacs
|
20 lakhs
|
| Policy Coverage
|
| Accidental Death
|
5 Lacs
|
7.5 Lacs
|
10 Lacs
|
15 Lacs
|
20 Lacs
|
25 Lacs
|
50 Lacs
|
75 Lacs
|
1 Cr
|
| Permanent total Disability
|
5 Lacs
|
7.5 Lacs
|
10 Lacs
|
15 Lacs
|
20 Lacs
|
25 Lacs
|
50 Lacs
|
75 Lacs
|
1 Cr
|
| Permanent Partial Disability
|
2.5 Lacs
|
3.75 Lacs
|
5 Lacs
|
7.5 Lacs
|
10 Lacs
|
12.5 Lacs
|
25 Lacs
|
37.5 Lacs
|
50 Lacs
|
| Weekly Indemnity
|
5,00000
|
5,00000
|
5,00000
|
5,00000
|
5,00000
|
5,00000
|
7,50000
|
7,50000
|
7,50000
|
| Broken Bone
|
50,000
|
50,000
|
50,000
|
50,000
|
50,000
|
50,000
|
1 Lacs
|
1 Lacs
|
1 Lacs
|
| Modification of Residence Vehicle
|
1 Lacs
|
1 Lacs
|
1 Lacs
|
1 Lacs
|
1 Lacs
|
1 Lacs
|
2 Lacs
|
2 Lacs
|
2 Lacs
|
| Cost Of Transporting Mortal Remains
|
6000
|
6000
|
6000
|
6000
|
6000
|
6000
|
6000
|
6000
|
6000
|
| Cost of Performane of Death Ceremonies
|
5000
|
5000
|
5000
|
5000
|
5000
|
5000
|
5000
|
5000
|
5000
|
| Ambulance Hiring Charges
|
1000
|
1000
|
1000
|
1000
|
1000
|
1000
|
1000
|
1000
|
1000
|
| Family Transportation Benefit
|
5000
|
5000
|
5000
|
5000
|
10,000
|
10,000
|
10,000
|
15,000
|
15,000
|
| Hospital Daily Cash (Upto 30 days) - Optional Cover
|
500/day
|
500/day
|
500/day
|
500/day
|
500/day
|
500/day
|
500/day
|
500/day
|
500/day
|
| Premium Including GST 18% (With Hospital Daily Cash)- Without Terrorism Covered
|
1553
|
1820
|
2088
|
2623
|
3158
|
3695
|
6853
|
9531
|
12206
|
| Premium Including GST 18% (Without Hospital Daily Cash) - Without Terrorism Covered
|
1071
|
1338
|
1607
|
2141
|
2679
|
3213
|
6210
|
8888
|
11618
|
| Premium Including GST 18% (With Hospital Daily Cash)- With Terrorism Covered
|
1631
|
1911
|
2192
|
2755
|
3316
|
3879
|
7195
|
10007
|
12817
|
| Premium Including GST 18% (Without Hospital Daily Cash) - With Terrorism Covered
|
1125
|
1405
|
1687
|
2248
|
2813
|
3373
|
6520
|
9332
|
12199
|
Above premium includes GST at 18%
The company may, from time to time and subject to IRDA approval, revise premium rates based on experience
The premium rates, terms and conditions at the time of renewal shall apply
| Coverage Table - Family (Self + Spouse + Upto 2 Children)
|
| Sum Insured
|
5 Lacs
|
7.5 Lacs
|
10 Lacs
|
15 Lacs
|
20 Lacs
|
25 Lacs
|
50 Lacs
|
75 Lacs
|
1 Crore
|
| Annual Income Eligibility - Five times of Sum Insured
|
1 Lacs
|
1.5 Lacs
|
2 Lacs
|
3 Lacs
|
4 lacs
|
5 lacs
|
10 lacs
|
15 lacs
|
20 lacs
|
| Coverage for self is as per table overleaf.Coverage for spouse and children is listed below
|
| Accident Death - Spouse
|
2.5 Lacs
|
3.75 Lacs
|
5 Lacs
|
7.5 Lacs
|
10 lacs
|
10 lacs
|
10 lacs
|
10 lacs
|
10 lacs
|
| Permanent Total Disablity - Spouse
|
2.5 Lacs
|
3.75 Lacs
|
5 Lacs
|
7.5 Lacs
|
10 lacs
|
10 lacs
|
10 lacs
|
10 lacs
|
10 lacs
|
| Permanent Partial Disablity - Spouse
|
1.25 Lacs
|
1.87 Lacs
|
2.5 Lacs
|
3.75 Lacs
|
5 Lacs
|
5 Lacs
|
5 Lacs
|
5 Lacs
|
5 Lacs
|
| Accident Death - Per child
|
50000
|
75000
|
1 Lac
|
1.5 Lac
|
2 Lac
|
2.5 Lacs
|
2.5 Lac
|
5 Lac
|
5 Lac
|
| Permanent Total Disablity - Per child
|
50000
|
75000
|
1 Lac
|
1.5 Lac
|
2 Lac
|
2.5 Lacs
|
2.5 Lac
|
5 Lac
|
5 Lac
|
| Permanent Partial Disablity - Per Child
|
25000
|
37500
|
50000
|
75000
|
1 Lacs
|
1.25 Lacs
|
1.25 Lac
|
2.5 Lac
|
2.5 Lac
|
| Tution Fees Per child -₹ 250 Per day
|
5000
|
5000
|
5000
|
5000
|
5000
|
5000
|
5000
|
5000
|
5000
|
| Coverage Under cost of Transponding Mortal Remains, Cost of peformance of death ceremonies & ambusance hiring charges are same as under self
|
| Hospital Daily Cash (Upto 30 days) - Optional Cover
|
500/day
|
500/day
|
500/day
|
500/day
|
500/day
|
500/day
|
1,000/day
|
1,000/day
|
1,000/day
|
| Premium Including GST 18% (With Hospital Daily Cash)- Without Terrorism Covered
|
2409
|
2891
|
3320
|
4229
|
5140
|
5729
|
9531
|
12207
|
14938
|
| Premium Including GST 18% (Without Hospital Daily Cash) - Without Terrorism Covered
|
1607
|
2088
|
2517
|
3426
|
4336
|
4925
|
8459
|
11136
|
13867
|
| Premium Including GST 18% (With Hospital Daily Cash)- With Terrorism Covered
|
2530
|
3036
|
3486
|
4441
|
5397
|
6015
|
10007
|
12818
|
15685
|
| Premium Including GST 18% (Without Hospital Daily Cash) - With Terrorism Covered
|
1687
|
2192
|
2643
|
3597
|
4553
|
5172
|
8882
|
11693
|
14560
|
Above premium includes GST at 18%
The company may, from time to time and subject to IRDA approval, revise premium rates based on experience
The premium rates, terms and conditions at the time of renewal shall apply