1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)


Car Insurance Renewal from your Mobile

Here is good news for Chola MS car insurance policy holders.
You can now renew your car insurance policy anytime, anywhere, via
the application on your mobile.

All you need to do is download the application on your mobile and renew your car insurance policy.
Renewal On The Go application is provided by Atom Technologies and works on all J2ME, Android, and Blackberry phones.


  • Convenience
  • Saves time
  • Policy schedule will be sent by courier to the communication address &
    by email, once the transaction is complete

2 simple ways to access the application


NOTE: Android phone users can visit "Market" and search "atom"

Things you should keep handy before renewing

  • Your policy number
  • Your VISA/MasterCard Credit Card
  • CVV number of the Credit Card
    (The last 3 digits on the reverse of your Credit Card)
  • One-Time Password (OTP)# from the card issuing bank
Note: # To receive your OTP, visit your bank's website and follow the instructions. Or, call your bank's customer-care number.

Quick Demo

Click the link received
in message shown above

Click on the "Download" link

Message indicating completion of APP installation

Press "I Agree " for T&C of Atom

Press "OK"
for mobile number validation

Press "NEXT" to enter registration process

Enter your personal details

Enter your address

Enter 4 digit ATOM pin
of your choice

Enter answer for the secret question asked and press "SUBMIT"

Press "OK" to confirm registration process

Select "Services"

Select "Category wise"

Select "Insurance"

Select 'Chola MS'

"Quick Renew Private Car policy"

Enter you policy number
without '/' shown above

Click 'Next' to proceed to
T&C page

Click 'I Agree' for T&C

Select the card through which
you wish to make the payment

Click 'OK'

Enter details as requested above and click 'Next'

Enter OTP that you have received

Select 'yes' for atom to store your password or
'No' to continue to make payment

Click 'confirm' to
make the payment

Transaction Success


All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation.

Important Message: By submitting your contact information on our call back forms, you are agreeing to be contacted by our Customer Service Representative.