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Knowledge CenterClear, honest insights into the business of insurance to help you stay protected

Latest Post

Things you can do to prevent your car stereo from being stolen

When you own valuable things, there is always a risk of them getting stolen....

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Get Car Smart by Protecting Your Tyres and Wheels

One of the most common problems that are reported widely - Car Theft. ...

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Taxes applicable on Buying and Selling a Car

The automobile industry in India constitutes 27% of the industrial Gross Domestic Product (GDP) and 49% of the...

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Which car models are BS6 compliant?

The air quality in India is the lowest that it has ever been. Low air quality leads to low standards of life w...

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Essential items for women to have in their car

Are you a female driver? Do you often get judged for your skills behind the wheel? ...

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Latest Subcompact SUV Cars In India

It’s no secret that Sports Utility Vehicles are aspirational for many Indians. The spacious cabin, practicalit...

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How to get rid of Holi colour stains from your car

It’s the most colourful time of the year again - Holi! Having a little colour thrown your way is what the spir...

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Sedan vs Hatchback - Which One Is A Better Choice?

Sedan or Hatchback? Are you still going back and forth between these two options, unable to make a final decis...

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Children onboard? Read this before you drive

We are all super confident in driving until we are left with a bunch of kids in the car and are responsible fo...

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Taxes applicable on Buying and Selling a Car

The automobile industry in India constitutes 27% of the industrial Gross Domestic Product (GDP) and 49% of the...

  • 95
  • 0
Read more

Autonomous vehicles, what are they? What are the challenges and when can we expect them in India?

The Indian roads present many challenges for motoring and to make an autonomous car safe, developers need to m...

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Daily habits for a Healthier Summer in 2021

This summer put your health above anything else and make sure you are eating the right foods and exercising th...

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Top Bikes with the best mileage in India

With rapidly increasing petrol and diesel prices, everyone is looking for a vehicle that gives value for money...

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How To Maintain Your Car Engine? | Chola MS

A car is a complex machine in which various components work together for it to run smoothly. There is no doubt...

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How add on covers enhance car insurance?

When you take your car out for a drive you and your car become susceptible to various mishaps that could happe...

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Rules and Regulations Of Road Tax In India

A good road network is essential for economic growth. Roads provide connectivity to remote regions and open up...

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Digital Dealership: Auto Sales Industry Transformation

The impact of digital transformation can be felt in almost every industry. The most monumental shift can be se...

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What is the Automobile Scrappage Policy? All you need to know

After the Union Budget 2021 was presented, you might have heard the word “scrappage” and “vehicle scrapping” b...

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National Road Safety Month- What is it?

For the past few years, National Road Safety Week has been organised all over the country. The aim is to sprea...

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The Hits and Misses for the Auto Industry from the Union Budget 2021-22

The recent Union Budget presented by Finance Minister Nirmala Sitharaman was an important one. The expectation...

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What You Need to know About Green Tax for Automobiles

Air pollution from automobiles also called vehicular pollution has become a major cause of concern for human h...

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Air vs Nitrogen Which One Is Best For Your Car Tyres?

When it comes to car tyres, many car owners have questions like - when is the right time to do a tyre rotation...

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What You Need To Know About Convertible Cars

There are chances that you might have seen a car without a roof. Such a car is called a “convertible”, because...

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Benefits of having a Third-Party bike insurance

If you own a bike, chances are you have third-party bike insurance. If you don’t, we recommend you get one imm...

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Longest Roads and Tunnels you Can Drive Through

India is a beautiful country with scenic landscapes all around. Right from the world’s highest mountain to the...

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How and Where to find the Chassis Number, Vehicle Identification Number and Engine Number for your Car?

An important question addressed here in this article is what we look for in a car while buying one? ...

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5 Safety tips while refueling your car

Did you know if you are not alert while refueling your car it can potentially lead to a fire at the petrol bun...

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How do you know if your battery or alternator is bad?

Almost all of us have experienced a situation when either your car battery or alternator just gives out. ...

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How to recharge a car battery? Tips for optimal charging

Most of us have seen some movie scene where jump-starting a car is one of the usual ways that is shown to rech...

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Car Polish and Wax. Are they the same? Which comes first?

Did you know that car polish and wax are products used to help protect your vehicle? Do you know the differenc...

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Pollution Certificate for Vehicles

There’s something special about traveling with our loved ones in our own vehicle, be it a short trip for groce...

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How to check Vehicle Owner details by Registration Number?

Owning a vehicle was once a status symbol. It has undoubtedly become an essential necessity now. Driving in ou...

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Car Care Tips For Winter Season

Winter is here! While we usually wait for this time of the year to enjoy the holidays and pleasant weather, it...

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How To Renew Your Driving License Online?

Remember the excitement when you received your driving license for the first time? It gave you a sense of free...

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Cars that women in India love to drive

Past studies and surveys show that there are differences in what men and women prefer in automobiles and what ...

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Getting a New Car? Here's how you can Accessorise it!

At different points of time in life, we are driven by different goals and dreams. We always have our own ideas...

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5 Tips to reduce Motor Insurance Premiums

Prior to buying a vehicle, most of us spend a lot of time and research in choosing the right one for us, the r...

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Christmas Safety Tips for Your Vehicle

It’s the most wonderful time of the year! But it might not be the same for your car. As the weather gets colde...

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Car Insurance Renewal Tips for the Holiday Season

Holidays are here! While many of us are gearing up for a much-needed break, it is quite common for us to get c...

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What to Do if Your Car won’t Start in Cold Weather?!

Cold weather and cars aren’t necessarily sworn enemies, but they’re never going to be best friends either! Whe...

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Some Tips on Getting Rid of Bad Odour from your Car

Everyone wants to keep the new car smell in their car for as long as possible. What do you do when the interio...

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How To Maximize Your Commercial Vehicle’s Fuel Efficiency

Most of the commercial vehicles in India run on diesel engines. The diesel prices keep fluctuating and the pri...

  • 116
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Benefits of the New Vehicle Insurance Rules

One of the favorite stress busters for motor enthusiasts is going on a long drive, with a favourite playlist o...

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Why is it important to be honest with your insurer?

Most car owners are misled into thinking that insurance providers are always looking for ways to avoid paying ...

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The Different types of Motor Vehicle Insurance

If there’s something that all Indians unanimously share, that is their love for motor vehicles. Two-wheelers a...

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How car emissions contribute to global warming?

The Gasoline-engine automobile was invented by Karl Benz and Gottlieb Daimler of Germany in the 19th century a...

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Important Car Insurance Terminologies You Should Remember

In the world of car insurance, one of the most common issues faced by the customers is the difficulty to under...

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Things to Consider before Lending your Car to Someone!

It is a common practice to lend your vehicles to your loved ones or close friends, isn’t it? Lending someone ...

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Tips on how to remove scratches from your car by yourself!

There is nothing worse than discovering a new scratch on your car’s surface... Whether it’s a light scratch or...

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Is Commercial Vehicle Insurance More Expensive Than Private Car Insurance?

The purpose for which a vehicle is used determines the kind of insurance one must opt to cover it, which in tu...

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Top Tips For Renewal Of Your Comprehensive Car Insurance Policy

Many car owners take pride in ensuring their car is in spick and span condition. For some, this means spending...

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Take The Repair Load Off For Your Commercial Four Wheeler With Commercial Car Insurance

In India, lakhs of commercial four-wheelers like taxis ply the roads every day. The time these taxis spend on ...

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Evolution of Motor Vehicle Policies in India

Many of our regular activities like shopping, watching movies, and or even working have become easier with a d...

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Decoding the No Claim Bonus of Motor Vehicle Insurance

One of the common misconceptions that people have about motor insurance is that only bad and reckless drivers ...

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Is Commercial Vehicle Insurance Tax Deductible?

Insurance policies are a great tool to reduce personal or business tax liability. They can broadly be divided ...

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The Impact of Technology on the Customer decision about Buying A Car Insurance Online

The advent of technology and its evolution has lead to massive transformations in a lot of industries. The way...

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Electric Vs Hybrid - Which one works for you? Types and Advantages.

Today, with increased awareness about the pollutant levels in the world, options of ultra-low- emission vehicl...

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Planning To Replace Your Car Tyres? This Is For You!

Car tyres are the most perishable component that is often neglected. Even those who take good care of their ca...

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Top Money-Saving Tips For Car Owners

After a house, a car becomes the second biggest purchase for many of us. But unlike your house, your car start...

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Things They Don’t Teach You In A Driving School

Driving schools in India prepare you to pass the driving test and get the driver’s license. In this process, t...

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What You Need To Know About Connected Cars

“Hey Alexa, Unlock the door of my car”. Yes, you read it right! Welcome to the connected car world. With the e...

  • 203
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Read more

Monsoon Prep - Things you should know to drive safely this season

The monsoon is here and we need to prepare ourselves for the rainy season by bringing umbrellas out from stora...

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Ways to Avoid Car Repair or Mechanic Scams

A part of owning a car is to make sure it is maintained and this is something that every owner should spend ti...

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Car Insurance Add-on Covers That Will Save You Money

Thanks to the ongoing crisis we now realize the importance of having a good immune system. Likewise, have you ...

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Planning For A Road Trip Post Lockdown? This Is For You!

While our country is slowly unlocking, many of us are desperate to get out of our homes and hit the road again...

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Must-know Driving Tips for Beginners and Novice Drivers

Learning a new skill can be exciting as well as daunting especially in the initial days, as it often throws up...

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Taking delivery of your new car? Here’s your handy checklist!

Taking delivery of your new car is quite exciting, no doubt! While it is easy to get carried away and sign-off...

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Here’s why your car insurance claim might be rejected!

Rejections, in general, are disappointing. Aren’t they? Car insurance claim rejection is no exception. When yo...

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What you need to check during a test drive!

You did your research, shortlisted a car, almost made your mind to buy it. But you still have some questions t...

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Car repairs that you can do yourself

A car has to be maintained for it to work effectively and efficiently. Maintenance also means one needs to pay...

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New Car vs Used Car- What is right for you?

The Indian automobile industry is growing rapidly and is one of the largest in the world with an annual produc...

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Here’s what you need to know about the Motor Vehicle (Amendment) Act 2019

The Motor Vehicle (Amendment) Act 2019 came into effect on September 1, 2019. The Act was introduced to make o...

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Hatchbacks - Why are they so popular in India?

It is a well-known fact that Indian car buyers are price sensitive and seek value for every rupee they spend. ...

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Here’s why Indians are crazy about SUVs!

In India, cars are considered a status symbol. Many car buyers want their car to have a good road presence. Th...

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Planning to buy a used car post lockdown? You need to check these

The on-going COVID-19 pandemic has made people stay away from using public transport and shared mobility like ...

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5 Common Mistakes to avoid while purchasing a car insurance

Do you enter a random car showroom and buy a car just like that? Obviously not! You invest so much time and ef...

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What you need to know about your vehicle’s number plate

A vehicle’s license plate is generally known as the number plate. They are found in every single vehicle acros...

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How Car Insurance works after an accident

Driving on Indian roads can be quite challenging and stressful. Given our road conditions, an increasing numbe...

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Things one should know before buying a new car in India!

To buy a new car in India is not only a financial decision but also one tinged with emotion and sentiment. Wha...

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Your car is speaking to you! When is it telling you that it needs to be serviced?

Owning a car can be a lot of responsibility - it involves care & commitment. It needs to be fed, cleaned, and ...

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Here’s how having an own-damage cover will help you

Previously, both old and new vehicles were required to purchase an own-damage car insurance policy along with ...

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Tips to keep your car engine in a good condition

We all know that an engine is the heart of a vehicle yet many of us don’t pay much attention to it unless it d...

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What to do when you lose your car insurance papers?

Imagine that your car has met with an accident and when you search for your insurance papers to submit a claim...

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10 must-have safety features for your car

Off late, due to various Government measures and car crash test organizations like Global New Car Assessment P...

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Are you a first-time car owner? You need to know this!

Congrats on buying your first car! The joy of owning a car, especially a first car is one of the best feelings...

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Do not let your insurance run out! Car Insurance Expired? - Things to do right away!

Car insurance is mandatory by law. Driving around without one is therefore illegal! There may be many reasons ...

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Some Safety Rules We Most Commonly Break!

Distracted driving has been estimated to contribute to an average of 25%-50% of road accidents. How many time...

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All you need to know about Motor Insurance

Most people who want to buy a new car spend a lot of time researching the latest model, on-trend colours, upgr...

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Tips to maintain your car during the 21-day lockdown period

During the course of these 21 days, don’t forget that it’s not just you who’ll be practising social distancing...

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Seatbelts, are they overrated?

Now that we have your attention, India is No.1 at something but not for the right reasons. We hold the record ...

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What you need to know about manual transmission vs automatic

Until a few years ago manual transmission was the preferred choice of transmission among car buyers because of...

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Is your car consuming too much fuel? You should read this!

Given the constant rise in fuel price, every car owner’s dream is to get the best fuel economy from their vehi...

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Unable to decide which car to buy? Here are some tips!

After buying a house, the second major investment we do is purchasing a car. With so many models available in ...

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What does IDV mean in car insurance?

IDV or Insured Declared Value is nothing but the “Sum Insured” in a car policy. This is the amount you will re...

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Is FASTag really necessary? How will this help me?

From December 1, 2019, The Ministry of Road Transport & Highways has made FASTag mandatory for all the vehicle...

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Used car vs Brand new car, what works in 2020?

Should you buy a used car or a new car? This is a tough choice for many car buyers in India, especially first-...

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Planning to buy a new car after lockdown? Please read this!

Starting from April 2020, India has moved to BS6. Which means, all the new vehicles which are sold will have B...

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Worried about running a BS4 vehicle on BS6 fuel? Here's what you need to know!

You must have been tired of hearing the word BS6 off late. Indian auto industry has leapfrogged to BS6 from Ap...

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Summer is here! Simple tips to protect your car from the scorching heat

It's that time of year where the scorching sun shows no mercy on us. Day by day the temperature keeps rising....

  • 317
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Keep your car up and running during the lock down

The ongoing pandemic has forced us to press the brake pedal both on us and on our cars too. Not using your car...

  • 384
  • 1
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How GST will Impact on Your Car Insurance Premium?

Goods and Service Tax popularly referred to as GST is a merger of all indirect taxes such as sales tax, excise...

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3 Reasons Why You Shouldn’t Buy Car Insurance from Your Car Dealer

Every car owner must at the least insure third-party liabilities if they wish to legally ply on busy roads. As...

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All You Need to Know About Zero Depreciation Car Insurance

Third-party insurance is mandatory for all those who own a motor vehicle. While it does not cover the expenses...

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All About Buying & Renewing Multi-Year Car Insurance Online

As car insurance is mandatory for every car owner, it needs to be renewed annually. But we all find it dauntin...

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Here’s How You Can Transfer Car Insurance Policy

Although buying a new car marks as a breakthrough for your life, it demands extensive research and homework. R...

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Protect your Car this Monsoon with Car Insurance

Want to secure your car in this monsoon? Check out our blog post on how to protect your car this monsoon and g...

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How to Claim Insurance for a Flood-Damaged Car

Looking for claim process for a flood damaged car? Check out our blog post which will give you an idea about s...

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5 Ways to Reduce the Car Insurance Renewal Cost

Check out the top five effective ways to reduce the car insurance renewal cost. Read our blog post to get more...

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Does Car Insurance Cover Theft of Personal Items in the Vehicle?

Does Car Insurance Cover Theft of Personal Items in the Vehicle? Check out our blog post today to know more!...

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Everything You Need to Know About Third Party Car Insurance

Want to know about third party car insurance? Get an overview of the aspects covered under third party car ins...

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How to carry your car insurance policy while relocating? | Chola MS

Are you relocating? Have questions like how to carry your car insurance policy while relocating? Check out our...

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Importance of Car Insurance

From being a prominent form of social status, owning a car has now become one of the basic necessities of the ...

  • 954
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Busting Myths About Buying a Car Insurance

As per the Indian laws, having car insurance is mandatory. Considering the road conditions of our country, ins...

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Why is it Important to Renew Car Insurance On-Time?

We cannot emphasize enough on the importance of owning car insurance for your treasured car. It protects you f...

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Car Theft Threat? How Car Insurance Can be Your Saviour

When a person invests in a prized possession, like a car, the fear of theft always prevails. In the current sc...

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Know How Easy It Is to Renew Your Car Insurance Online

All car owners should realize that their precious possessions should be insured no matter what. It is for our ...

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Tips for Racing Enthusiasts

There is no greater thrill for a budding car-racer than seeing his first championship trophy or simply gaining...

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Things to Consider when Buying Commercial Vehicle insurance

If you own a commercial vehicle, but not a vehicle insurance policy, you have the following facts to consider....

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Tips on Buying Car Insurance Online

Buying car insurance is not just a necessary, it is mandatory. ...

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Questions to Ask before Buying a Car Insurance Policy

Did you know that there are dedicated online portals that carry out objective comparisons of car insurance pol...

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No Time for Car Insurance? Buy Online!

A total of 60% to 75% of four wheelers that we see on the roads at any given point in time are usually not ins...

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What You Should Not Do after a Car Accident

Nobody wants to be in a car accident. Not only does it ruin your entire day, it can also cause serious injurie...

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5 of the Toughest Roads in India to Travel

The poet Robert Frost authored the poem The Road not Taken, he says that the path less travelled is usually th...

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Three Things that the New Motor Vehicle Act Proposes

The first Motor Vehicle Act in India was instilled towards the end of the 19th century. As years passed, the r...

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5 Most Iconic Cars from English Movies

Do you remember the movie the “The Italian Job”? While the movie did not make much at the box office, it sure ...

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Busting Myths: Only Women Need 24x7 Car Breakdown Assistance

The short film “Going Home” by Vikas Bhal, starring Alia Bhatt went viral over the internet during October, 20...

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Little Known Facts about Vehicle Insurance in India

A minor accident repair from your neighbour mechanic doesn’t come cheap anymore, your bill is sure to run into...

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How to Maximize Your Car’s Fuel Efficiency

In India, the gap between petrol and diesel prices is narrowing since January 2013, following the deregulation...

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Get More out of your Car Insurance with Add-ons

Typically, a motor insurance policy will only pay for any direct damages, such as due to an accident...

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Common Motor Insurance Mistakes to Avoid

Not being honest about one’s driving credentials and other important details is a widespread tendency in indiv...

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Are Zero-Deprecation Insurance Policies Worth it?

Find out whether zero depreciation policy is worth or not? Read out blog blog and get more information about z...

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Do you love your car as much as your life?

Securing your car against damage will automatically secure you. Do you have a good car insurance plan? ...

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Do not pay for someone else's mistake

Somebody’s negligence can cost you your life and income. Take steps to safeguard yourself against motor accide...

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We love your car as much as you do

Chola MS has the perfect car insurance plans mapped out for you – because when you have a car, you have to tre...

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