1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)


What does Chola Overseas Travel Protection Policy cover

Although cover will vary depending on the plan you choose, here are some basic types of cover that you can expect:

  • Medical expenses: This covers any sudden expenditure that occurs as a result of an emergency medical situation during the overseas travel
  • Dental treatment: This is in addition to the medical expenses cover limit
  • Total loss of checked-in baggage: Compensation is offered in the event of permanent loss of all luggage while still in custody of the airline
  • Delay in checked-in baggage: Compensation is offered for expenses incurred by the policy holder to buy replacement items for essentials, such as toiletries, that might have been in the checked-in baggage that has been delayed by the airline
  • Loss of passport: Compensation for reasonable expenses arising out of the process of getting a duplicate passport
  • Loss of international driving license: If such a license is lost during the overseas travel, expenses related to the process of obtaining a duplicate license are covered
  • Personal accident cover: Permanent total disability and death during overseas travel are covered
  • Personal liability: Cover for legal liability incurred by the policy holder towards a third party, either in terms of injury or damage to property
  • Financial emergency: Compensation for the loss of insured funds, or robbery or theft during the overseas trip
  • Hospital daily cash: Compensation for expenses, based on the sum insured, for each day of hospitalization for the policy holder. The claim for this should be filed under the medical expenses cover.
  • Hijack relief: Cover offered via sum insured for each day that travel is disrupted as a result of the hijack of the aircraft for more than 12 hours
  • Trip curtailment or cancellation: Reimbursement for any non-refundable expenses that might be incurred if the trip is cut short or cancelled for a specified reason.
  • Trip delay: Reimbursement for the amount spent on meals and lodging arising out of a delay in travel of more than 12 hours, if such expenses are not covered by the airline
  • Personal accident domestic: Cover for permanent total disability or death during travel from the residence to the airport or from the airport to the residence within India.
  • Home burglary cover: Loss of or damage to contents of the policy holders home in India while the insured is traveling

* Conditions apply.

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