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Chola MS Critical Healthline Insurance FAQs

What is Critical Illness Insurance?arrow-up

A critical illness cover is an insurance which pays you a lump-sum of money if diagnosed with having one of the critical illnesses (see list) covered under the policy. It would give you the security of knowing that a guaranteed cash sum will be paid if the unexpected happens.

It is a named illness insurance cover - which means that you can claim only for the illnesses specified under the policy. (see list)

Is the Critical Illness policy just another name for the Mediclaim policy?arrow-down

What is a benefit policy?

What is the difference between Mediclaim & Critical illness policies?

How do I decide what my Sum Insured should be?

Product Related

What are the Critical Illnesses covered under Chola MS Critical Healthline policy?

What would decide my premium under the Critical Healthline policy?

What if I have another Critical illness policy?

What is the coverage period in a Chola MS Critical Healthline policy?

Will Critical Illness policies permit the use of alternative medicines?

Can I include my family members in my Critical Healthline policy?

Will I get a discount on renewal if no claim is made during the year?

What is the provision for rebate on premium under section 80D IT Act?

Claim Related

What is Survival period?

Is there any waiting period before which I can claim?

What happens to my policy if I make a claim?

What if an insured person is diagnosed with critical illness and dies?

Do I get a membership card for a Critical Illness Policy?

Can I get Cashless hospitalization with a Critical Illness policy?

When will I receive the payment if the claim is payable?

Where can I get a claim form?

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