1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)


What does Chola Swasth Parivar Insurance cover

Chola Swasth Parivar covers pre-hospitalization expenses for up to 30 days and post-hospitalization expenses for up to 60 days. The policy covers standard hospitalization expenses such as:

  • Room and boarding charges
  • Doctor's fees
  • Nursing charges
  • Surgery, anaesthesia and oxygen charges
  • Dressing, ordinary splints and plaster casts
  • ICU charges
  • Cost of medicines during hospitalisation
  • Physiotherapy
  • Miscellaneous hospital services (such as lab, x-ray, etc)
  • 141 day care procedures not requiring hospitalization for more than 24 hours

The claim amount payable per person towards the treatment of under mentioned disease/surgery/procedure during the policy period is subject to the following sublimits:

Disease/Surgery/Procedure Limits for claim in every policy year
Cataract - surgery of eye for lens disorder Rs20,000
Appendectomy - surgical removal of appendix Rs30,000
Tonsillectomy - surgical removal of tonsils Rs20,000
Kidney Stone Removal Rs30,000
Lithotripsy - laser treatment of kidney stone Rs10,000 day care
D & C - Dilatation and Curettage of uterus Rs5,000 day care
Hysterectomy - surgical removal of uterus Rs40,000
Surgery of hernia Rs40,000
Surgery of hydrocele Rs15,000
Surgery of prostate gland Rs25,000
ENT - surgery of ear, nose and throat Rs35,000
Urinary surgery Rs25,000
Gastrectomy - removal of any part of stomach Rs15,000
Coronary Angiography Rs20,000
Coronary Angioplasty Rs1 lakh
Treatment of fracture / dislocation / knee surgery Rs1 lakh
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