| Plan Option
|
A
in ₹
|
B
in ₹
|
C
in ₹
|
D
in ₹
|
E
in ₹
|
F
in ₹
|
G
in ₹
|
Hospitalisation Sum insured (over deductible)
in ₹
|
50,000
|
2 lakhs
|
3 lakhs
|
5 lakhs
|
6 lakhs
|
10 lakhs
|
15 lakhs
|
| Deductible in ₹
|
30,000
|
1 lakh
|
2 lakhs
|
3 lakhs
|
4 lakhs
|
5 lakhs
|
5 lakhs
|
| Total Hospitalisation Expenses in ₹
|
80,000
|
3 lakhs
|
5 lakhs
|
8 lakhs
|
10 lakhs
|
15 lakhs
|
20 lakhs
|
| Room charges per day limit in ₹
|
500
|
2,000
|
4,000
|
5,000
|
6,000
|
7,500
|
10,000
|
| Pre-hospitalisation Benefits
|
Expenses up to 60 days before hospitalisation. Up to 5% of admissible hospitalisation claim payable.
|
| Post-hospitalisation Benefits
|
Expenses up to 90 days after hospitalisation. Up to 10% of admissible hospitalisation claim payable or ₹ 50,000 whichever is less.
|
| Emergency Ambulance
|
Up to ₹ 3,000 per hospitalisation
|
Hospitalisation includes doctors' fee, nursing, room charges (subject to per day limits as mentioned in the policy schedule), ICU charges, diagnostics, medicines, anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, prosthetic and other devices implanted internally during a surgical procedure, hospitalisation expenses of organ donor.
The total amount payable under this policy per year for all sub sections as above put together shall not exceed the sum insured for the insured persons (floater sum insured in the case of family coverage) as shown in the policy schedule.