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Plan Option A
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B
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C
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D
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E
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F
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G
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Hospitalisation Sum insured (over deductible)
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50,000 2 lakhs 3 lakhs 5 lakhs 6 lakhs 10 lakhs 15 lakhs
Deductible in 30,000 1 lakh 2 lakhs 3 lakhs 4 lakhs 5 lakhs 5 lakhs
Total Hospitalisation Expenses in 80,000 3 lakhs 5 lakhs 8 lakhs 10 lakhs 15 lakhs 20 lakhs
Room charges per day limit in 500 2,000 4,000 5,000 6,000 7,500 10,000
Pre-hospitalisation Benefits Expenses up to 60 days before hospitalisation. Up to 5% of admissible hospitalisation claim payable.
Post-hospitalisation Benefits Expenses up to 90 days after hospitalisation. Up to 10% of admissible hospitalisation claim payable or 50,000 whichever is less.
Emergency Ambulance Up to 3,000 per hospitalisation

Hospitalisation includes doctors' fee, nursing, room charges (subject to per day limits as mentioned in the policy schedule), ICU charges, diagnostics, medicines, anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, prosthetic and other devices implanted internally during a surgical procedure, hospitalisation expenses of organ donor.

The total amount payable under this policy per year for all sub sections as above put together shall not exceed the sum insured for the insured persons (floater sum insured in the case of family coverage) as shown in the policy schedule.