Due to the current pandemic situation COVID 19 we are working with reduced staff. Policy related services might take some time, in the interim you can click here for reaching out to us and to know more about COVID-19 related queries, click here

Chola Topup Healthline is a Top up plan that provides coverage for higher medical expenses for families on a floating Sum Insured or Individual Sum Insured basis. This policy will pay you upto the Sum insured in excess of deductible in respect of medically necessary costs.

Deductible is a cost sharing requirement under this Policy that provides that the Company will not be liable for medical expenses upto a specified rupee amount of the covered expenses, which will apply before any benefits are payable by the Insurer

Illustration: Mr. Shah has a primary Health Insurance ₹ 3 lakhs and a Top-up Healthline policy for ₹ 5 lakhs with deductible of ₹ 3 lakhs. In the event of a serious hospitalisation with a claim of ₹ 8 lakhs, ₹ 3 lakhs will be paid by his primary insurance and ₹ 5 lakhs will be paid by his Top up Healthline.

  • 7 plans with a variety of Sum Insured / Deductible combinations to suit your primary cover
  • 1/2/3 year tenure options - saves the hassle of renewing every year
  • Individual and floater options
  • First time purchase allowed up to 65 yrs of age
  • No medical check-up till 55 yrs of age
  • Renewal of policy allowed till lifetime
  • Cashless hospitalisation at over 6500+ Hospitals
  • Direct claims settlement through Chola MS HELP - no third party administrator involved
  • 30 days grace period for renewal
Relationships covered Entry age limits Remarks
Self / Spouse 18 - 65 yrs No medical check-up required up to 55 yrs
Dependent child 3 months to 35 yrs* No medical check-up required

UIN no.IRDA/NL-HLT/CHSGI/P-H/V.I/152/13-14

* 35 Yrs for dependent female child and 25 Yrs for dependant male child