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Chola MS Individual Health Insurance

Please Note: Dear Customers, We wish to bring to your kind notice that `Individual Health Insurance’ has been withdrawn with necessary approvals of IRDA (Insurance Regulatory and Development Authority) with effect from 31/12/2014. However, coverage under your existing Policy shall continue till the expiry date of your Policy.

A suitable alternate product `Chola Classic Health – individual’ shall be available to you on renewal with wider coverage and better benefits. The continuity benefits and cumulative bonus (if applicable) available under your existing policy shall be transferred to the alternate product on renewal.

You are welcome to call us for any further details about the alternate product on our Toll Free No. at 1800 200 5544.

Apart from providing quality customer service and financial peace of mind our policies come with a host of superior benefits. Here's what the Individual Health policy from Chola MS has to offer:

  • Term cover valid for one year from date of inception
  • Maximum entry age upto 65 years
  • Medical check-up exempted up to 45 years
  • Dependent parents covered (Maximum entry age up to 65 years)
  • Lifetime renewal
  • No sub-limits for diseases
  • Sum Insured from RS50,000 to RS10,00,000
  • Cumulative Bonus benefit allowing automatic increase of 5% in the sum insured for each claim free year (up to a maximum of 50%) Option to cover family members under the same policy with a family discount on total premium
  • Extra health care cover option for (on payment of extra premium and subject to limits)
    • General Health check up
    • Eye Examination
    • Hospital Daily allowance
    • Chola MS Wellness Health Alerts Service (CWHAS)
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