Due to the current pandemic situation COVID 19 we are working with reduced staff. Policy related services might take some time, in the interim you can click here for reaching out to us and to know more about COVID-19 related queries, click here


Chola MS Family Health Plan

Please Note: Dear Customers, We wish to bring to your kind notice that `Chola Family health Protection Plan’ has been withdrawn with necessary approvals of IRDA (Insurance Regulatory and Development Authority) with effect from 31/12/2014.

A suitable alternate product `Chola Classic Health – Family Floater’ shall be available to you on renewal with wider coverage and better benefits. The continuity benefits and cumulative bonus (if applicable) available under your existing policy shall be transferred to the alternate product on renewal.

You are welcome to call us for any further details about the alternate product on our Toll Free No. at 1800 200 5544.

Your family means the world to you. You would go any lengths to keep them safe and healthy. When you buy a family health insurance, it not only reflects your love and concern for them, but also means you’re investing in their happiness and secure future.

Chola Classic Health - Family Floater, is a good health plan that provides extensive cover for the entire family with a single sum insured. Complete and comprehensive it helps you meet a range of hospitalization expenses - including ambulance home nursing care charges, etc - to keep you financially worry-free and give your family nothing but the best care available.

Reasons to choose Chola MS

  • One plan for all: A comprehensive plan that protects your loved ones with a single sum insured for the entire family.
  • Anyone can claim: The best part of this policy is that any member who has been insured in this policy can claim the entire sum insured in times of need.
  • Easy and quick claim settlement procedures - Cashless claims and reimbursements are made through our caring and responsive in-house Claims team

The Chola MS Family Health Plan provides a comprehensive cover for you and your family to keep them safe and healthy. It helps you with a wide range of expenses including ambulance charges and hospitalisation expenses. With the Chola MS plan, you can now be financially worry-free as you have chosen the best for you and your family!

Why choose the Chola MS Family Health Plan?

  • Comprises of a comprehensive plan with a single sum insured for the entire family
  • Members can claim the entire amount insured in times of need
  • Quick claims and reimbursements by our dedicated team/li>

Here are some things to look at when buying a family health insurance plan

  • Compare different health insurance policies
  • Be aware of the waiting period to avoid confusion
  • Always opt for a lifetime renewal plan

Family health insurance plans are extensive covers that help protect your family with a single sum insured. It covers a wide range of benefits and covers various hospitalisation expenses that can be claimed by any of the policy’s insured members.

A comprehensive family health insurance plan comes with many benefits, such as:

  • Lifetime renewability
  • No medical checkups
  • Individuals up to the age of 65 years can enter the policy
  • Sum insured from ₹2 to 5 lakhs
  • No hidden clauses or conditions
  • No hassles of tracking renewals for different members as they are all covered under a single sum insured
  • Chola MS Wellness Health Alerts Service (CWHAS)
  • Term cover - one year from date of inception

The policy also covers many important hospitalisation expenses such as:

  • Rooms and boarding charges
  • Doctor fees
  • ICU charges
  • Nursing expenses
  • Surgeon fees, OT charges
  • Surgeon fees, OT charges
  • Dressing, splints, casts
  • Implanted prosthetic devices during surgery
  • Organ transplantation costs excluding the cost of organ

Family health insurance plans also cover Pre and post hospitalisation expenses, 141 Day-care expenses that don’t require 24 hrs of hospitalisation, certain external aids, Hospital daily allowances and even home nursing care allowances.

Cashless claims and quick hassle-free settlements are features of the policy that make it a more convenient experience for the insured members of the policy. With the Chola Classic Health - Family Floater health insurance in place, you invest in your family’s happiness and safety. Get the best of affordable health insurance plans for you and your family with Chola MS.

UIN no.IRDA/NL-HLT/CHSGI/P-H/V.I/411/13-14