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Critical Healthline
Features of Chola MS Critical Healthline Insurance
  • First time purchase up to 65 years
  • No medical checkup up to 55 years
  • Lifetime policy renewal
  • Flexible Sum Insured
  • Proof of expenses/hospitalization bills not required for claims
  • Income Tax exemption up to ₹.25,000
  • Differential rates for men and women
Relationships Covered Entry Age Limits Pre-Acceptance Medical Check up
Self / Spouse 18-65 Years No Medical Checkup required upto 55 years
Upto 3 Children 05-65 Years

When dealing with health issues that may be critical, it is important to be financially prepared. Critical Healthline from Chola MS has been designed to do just that to provide you the best critical illness insurance in the market today, with provisions that protect you and your family from various illnesses. Our critical illness cover goes beyond standard mediclaim policies to provide a lump sum that covers many other subsidiary aspects such as loss of income, mortgage repayments, educational expenses arising out of prolonged hospitalization, etc, making it the best critical illness policy in the industry.

Benefits of critical illness insurance:
  • Covers all unexpected, life-threatening illnesses
  • Goes beyond merely hospitalization bills to cover other expenses
  • Pays you as soon as the illness is detected
  • Allows for extended coverage and better financial planning
Why choose Critical Healthline
  • First time purchase upto 65 years with lifetime policy renewal
  • No medical checkups until 55 years
  • Flexible sum insured with no need for proof of expenses for claim redressal
Critical Healthline offers two separate critical illness insurance plans that allow you to choose the amount of coverage you would like to opt for:
  • The Standard plan covers 10 critical illnesses
  • No medical checkups until 55 years
  • The Advanced plan covers 12 critical illnesses along with covering ambulance charges upto ₹1000
The illnesses covered by the plans include:
  • Cancer
  • Stroke
  • Open Chest CABG
  • Kidney Failure
  • Multiple Sclerosis
  • Major Organ/Bone Marrow Transplant
  • Permanent paralysis
  • Aorta surgery
  • Primary Pulmonary Hypertension
  • Parkinson’s Disease
  • Motor Neuron Disease

While Critical Healthline may provide comprehensive critical illness cover, the policy does not extend to any illness caused by pre-existing conditions or other ones that are detected within 90 days of the commencement of the policy. The policy also does not cover any intentional self-injury or conditions caused by the consumption of drugs/alcohol.

All in all, Critical Healthline is a comprehensive critical illness insurance policy plan which provides health cover for you and your loved ones! Get an instant quote today by contacting us.

Chola MS Critical Healthline is a comprehensive health insurance policy plan which provides health cover for you and your loved ones. 

You can also choose from our customized health insurance plans -   Chola Healthline, Super Topup Plans and Hospital Cash Healthline .
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