If diagnosed with any of the listed illnesses, Chola MS covers you with a lump sum amount without any hospitalization bill and also covers all other expenses. It is very different from a life insurance policy which only covers the finance of family members, when you are not around. On the diagnosis of a life-threatening illness, Chola MS will cover all the expenses during the period of your hospitalization. It is a named-illness insurance cover, where the insurance will be covered only on the diagnosis of the illnesses mentioned.
The Critical Healthline Plan by Chola MS is a comprehensive health insurance plan with first time purchase upto 65 years. Any other standard mediclaim insurance policy may not cover for expenses that arise out of prolonged hospitalization. This policy provides a lump sum for all the expenses without any hospitalization bill, so you can cover your finances comfortably.
Here are some more features of the policy -
This is a Fixed Benefit Policy with flexible Sum Insured options for listed Critical Illness (mentioned in the Policy). Get Income Tax exemption up to Rs 25,000/- under Section 80 D of Income Tax Act for covering yourself, your spouse and dependent children under Chola MS Critical Healthline Insurance.
Though a Mediclaim insurance covers both minor and critical illness hospitalization expenses, it does not provide for loss of income, mortgage repayments, educational expenses arising out of prolonged hospitalization, etc.
Chola MS Critical Healthline Insurance, on the other hand, gives you a lump sum if diagnosed with any of the listed illness (see list) without any hospitalization bill to help manage critical illness expenses, as well as other financial commitments, comfortably.
A life insurance policy pays your family when you are not around. Chola MS Critical Healthline Insurance pays you on the diagnosis of a life-threatening disease.
You can also choose from our customized health insurance plans - Chola Healthline, Super Topup Plans and Hospital Cash Healthline.
UIN no.CHOHLIP21302V022021 Date of Launch-01/10/2011
Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates.
For individuals, there are products like Car Insurance, Travel Insurance, Two Wheeler Insurance, Health Insurance, Personal Accident Insurance, Crop Insurance and Home Insurance. For SME's and Corporate Insurance clients, Chola MS offers customized insurance solutions encompassing insurance and risk consulting services such as Group Mediclaim Insurance, Group Personal Accident Policy, Engineering Projects Insurance, Engineering Operations Insurance, Liability Insurance, Marine Insurance, Fire Insurance and other Miscellaneous Insurance Solutions.
All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. Reg office: 2nd Floor, "Dare House", No.2, NSC Bose Road, Chennai - 600001, India. IRDAI Registration Number : 123. Trade logo displayed above belongs to ‘CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED” (formerly known as TI financial holdings limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under license. CIN : U66030TN2001PLC047977.
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The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale
Cholamandalam MS General Insurance will:
Contact Chola MS - In India 1800-208-5544
Outside India +91-44-6166 3400
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