Due to the current pandemic situation COVID 19 we are working with reduced staff. Policy related services might take some time, in the interim you can click here for reaching out to us and to know more about COVID-19 related queries, click here
Chola MS COVID-19 Cover

Coronaviruses are a large family of viruses which may cause illness in animals or humans. In humans, several coronaviruses are known to cause respiratory infections ranging from the common cold to more severe diseases such as Middle East Respiratory Syndrome (MERS) and Severe Acute Respiratory Syndrome (SARS). The most recently discovered coronavirus causes coronavirus disease COVID-19.

A specialized Health insurance cover for Novel Corona Virus (nCoV) (COVID-19) provides a financial protection to the Insured at the time of emergency resulting in lesser impact on his/her finances.

Chola MS COVID-19 is an Insurance Cover intended to provide a Lump sum benefit if the Insured is diagnosed with Novel Corona Virus (Covid-19) during the policy period.


The Covid-19 health insurance cover specializes in providing financial protection to the insured party at the time of an emergency, which helps decrease the impact on one’s finances. During the period of the policy, Chola MS will provide a lump sum benefit if the Insured is to be diagnosed with Novel CoronaVirus.

Why do you need a Corona Health Insurance Policy?

It’s simple. The cover offers a range of benefits such as -

  • Lump-sum benefit on diagnosis with Covid-19
  • 50% of the chosen base Sum Insured per month up to a maximum of 3 months towards Loss of Job due to diagnosis or confirmed quarantine for Covid-19.
  • The insured may avail the cover for their self or certain family members - Spouse, up to 2 dependent children and Parents on Individual Sum Insured basis.
  • Each covered person will have an independent sum inured limit within the same policy.
  • Daily Benefit for every completed 24 hrs of hospitalization or quarantine for diagnosis or suspected Covid-19 up to a maximum of 15 days, upon additional premium.

Here are a few things to keep in mind on how to prevent coronavirus contraption -

  • Always wear a mask when you go out. Especially, if you are around other people.
  • Wash and clean your hands, often. Use soap and water or alcohol-based hand rubs/sanitizers.
  • Remember to maintain a safe distance from other individuals and groups.
  • Do not touch your eyes, mouth or nose before washing your hands.
  • If you are unwell, avoid going out. Seek medical help if you have cough, fever and breathing difficulty

Get the Chola MS Covid-19 health insurance now and provide your family with a safety-net during such difficult times. At the same time, do not forget these tips as they can help you and your family to stay safe and healthy.

UIN no. CHOHLIP21012V012021 Date of Launch-19/08/2020


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