Initial Waiting Period: Thirty (30) days for all illnesses (not applicable on renewal and for accidents)
Two Year Exclusion: Expenses incurred on treatment of following diseases within the first two (2) years from the commencement of the Policy will not be admissible: Congenital Internal Anomaly, Varicose veins and Varicose Ulcers, Rheumatism and Arthritis of any kind, Treatment of Diseases of ears/ tonsils /adenoids /paranasal sinuses/deviated nasal septum, Stones in the Urinary and Biliary systems, Gastric or Duodenal Ulcer, Any type of Benign Cyst/ Nodules/ Polpys/ Tumours/ Breast Lumps, Intervertebral Disc Prolapse, and Degenerative Disc / Vertebral Disorders, Cataract, Benign Prostatic Hypertrophy, Myomectomy, Hysterectomy unless because of malignancy, Dilatation and Curettage (D&C), Anal Fistula, Fissure and Piles, All types of Hernia, Hydrocele, Chronic Renal Failure, Joint replacement Surgery unless because of accident.
If these diseases are pre-existing at the time of proposal, the same will be considered as a pre-existing condition and the applicable waiting period shall apply.
Pre-Existing Disease (PED): Benefits will not be available for any pre-existing condition(s) as defined in the policy, until 48 consecutive months of continuous coverage have elapsed since inception of the first policy with us.
Chola Healthline is a comprehensive health insurance policy plan which provides insurance coverage for families on Individual as well as on Floater Sum Insured basis. Get yourself insured today!
You can also choose from our customized health insurance plans - Critical Illness , Super Topup Plans and Hospital Cash Healthline .
Note: The above is a partial listing of the policy exclusions. Please refer to the policy clauses for the full listing
Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates.
For individuals, there are products like Car Insurance, Travel Insurance, Two Wheeler Insurance, Health Insurance, Personal Accident Insurance, Crop Insurance and Home Insurance. For SME's and Corporate Insurance clients, Chola MS offers customized insurance solutions encompassing insurance and risk consulting services such as Group Mediclaim Insurance, Group Personal Accident Policy, Engineering Projects Insurance, Engineering Operations Insurance, Liability Insurance, Marine Insurance, Fire Insurance and other Miscellaneous Insurance Solutions.
All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. Reg office: 2nd Floor, "Dare House", No.2, NSC Bose Road, Chennai - 600001, India. IRDAI Registration Number : 123. Trade logo displayed above belongs to ‘CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED” (formerly known as TI financial holdings limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under license. CIN : U66030TN2001PLC047977.
Important Message: By submitting your contact information on forms on our website, you agree to be contacted by our Customer Service Representatives.
The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale
Cholamandalam MS General Insurance will:
Contact Chola MS - In India 1800-208-5544
Outside India +91-44-6166 3400
Avail live video call facility with our claim experts between 9:30am - 6:30pm from Monday – Saturday on your mobile, tablet/laptop
Provide us the details of your vehicle damage and instantly generate your claim reference number
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