Health Insurance

Your Health is
important to us!

Get comprehensive health cover for you and
your loved ones.

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Note: the above is a partial listing of the policy exclusions. Please refer to the policy wordings for full listing

Note: the above is a partial listing of the policy exclusions. Please refer to the policy wordings for full listing

Exclusive Discounts

Exclusive Discounts

Chola MS always ensures customer delight. We now provide Value Added Services and are proud to announce our association with several hospitals/diagnostic centres in India. To avail these exclusive discounts, please remember to carry your Chola MS Health Card.

Cashless Hospitalisation

Cashless Hospitalisation

Buy or renew health insurance with Chola MS and avail cashless services with our network hospitals and healthcare facilities. We believe in making your treatment and recovery easier, and we assure you of assistance when you really need it.

Slice of Health

Slice of Health, a new initiative by Chola MS, aims to be a beacon in the pursuit of a healthy lifestyle.

Cashless procedures for planned admission

  • The insured should approach the hospital 48 hours in advance and provide his/her policy details/e-cards along with govt. issued photo ID card like Driver’s License/Aadhaar to TPA/Insurance desk.
  • The hospital validates the claim and sends the pre-authorization request to Chola MS.
  • Chola MS shall review, confirm and approve the claim as per policy terms and conditions.
  • The hospital and the insured will be intimated in case of any additional information that is required.
  • Settlement of the claim shall be done by Chola MS to the hospital.

Cashless procedures for Emergency admission

  • In case of emergency hospitalization, contact any of our Network Hospitals within 48 hours of hospitalization along with his/her policy details/e-cards along with govt. Issued photo ID card like Driver’s License/Aadhaar.
  • If more assistance is needed, please call our 24x7 Customer Helpline number 1800-208-5544 or email us at customercare@Cholams.murugappa.com.
  • The hospital validates the claim and sends the pre-authorization request to Chola MS.
  • Chola MS shall review, confirm and approve the claim as per policy terms and conditions
  • The hospital and the insured will be intimated in case of any additional information that is required.
  • Settlement of the claim shall be done by Chola MS to the hospital.

Reimbursement claim procedure:

  • In case of hospitalization, notify us within 48 hours of admission at our Network or non-Network Hospital.
  • Pay directly at the hospital after getting admitted.
  • Submit the claim with all the relevant documents and claim form.
  • Chola MS shall review, confirm and approve the claim as per policy terms and conditions.
  • Settlement of the claim shall be done by Chola MS to the insured.
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  • ArchanaKumari | Apr 04, 2019

    Home insurance policy with Chola MS gives me complete protection from any unforeseen calamities.

  • Anil Meshram | Feb 17, 2019

    It has easy online renewal procedure with no hidden costs.

  • Mohammed Shaikh | Mar 30, 2019

    Home insurance policy with Chola MS is affordable and easily suits my budget rates, so I will prefer it in future too.

  • Gazala Khan | Apr 04, 2019

    Home content insurance policy with Chola MS gives me complete assurance for all the valuables things in my home. Thanks for the customer friendly support whenever I need it.

  • VankateshBaheti | Mar 30, 2019

    I really loved the way they take care of customers by personally visiting at home during crisis. Great job!

  • TusharPatil | Feb 17, 2019

    I am happy with easy online purchasing Home insurance policy and have recommended it to my friends too.

  • Manish | Apr 04, 2019

    Overall very good experience with less premium rates.

  • Sweta rajan | Apr 04, 2019

    I thank Chola MS team for guiding me the way for taking up home Insurance policy online.

  • raju singh | Mar 30, 2019

    Customer service executive at Chola MS helped me to buy policy online as I was buying online first time.

  • Shweta Patel | Feb 17, 2019

    The customer care executive at Chola MS explained me everything which insisted me to buy the policy online. Good experience!

  • Subhash chander | Feb 17, 2019

    Transaction was smooth and the executive who assisted me in getting the home policy was very supportive.

 

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