- Intentional self injury, suicide or attempted suicide
- Accidents caused whilst under the influence of liquor or drug
- Natural death
- Pregnancy or childbirth
- Venereal disease
- Violation of law
- War and nuclear perils
- Whilst in an aircraft except as a passenger
The above is an indicative list of major exclusions.
Please refer to the Policy Wordings for the complete scope of coverage, exclusions and terms and conditions of the policy.
* Conditions apply.
UIN no. IRDA/NL-HLT/CHSGI/P-H/V.I/49/13-14