1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)

Gray Arrow Glossary






NAMED INSURED: Any person, firm, or corporation, or any member thereof, specifically designated by name as insured(s) in a policy as distinguished from the others who, though unnamed, are protected under some circumstances.

NAMED PERIL POLICIES: Named Peril Policies specify what perils are insured against, as opposed to so-called all-risk policies.

NEGLIGENCE: Failure to use the degree of care expected from a reasonable and prudent person.

NO-FAULT: A system in which each driver's auto insurance coverage pays for injuries and damage, no matter who caused the accident.

NON-CANCELABLE POLICY: A policy which the insured has the right to continue in force by the timely payment of premiums set forth in the policy, during which period the insurer has no right to make unilaterally any change in any provision of the policy while the policy is in force. (See also "Guaranteed Renewable Policy")

NOTICE OF LOSS: Written notice of a loss to the insurance company as outlined in the conditions of the insurance policy.



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