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Industrial All Risk

Exclusions 

  • Faulty or defective design
  • Inherent vice
  • Gradual deterioration, wear and tear
  • Interruption of water supply, gas, electricity
  • Collapse or cracking of buildings
  • Corrosion, rust, fungus, shrinkage, pollution
  • Larceny
  • Acts of fraud or dishonesty
  • Inventory shortage, misplacement, unexplained disappearance
  • Coastal or river erosion
  • Willful act or negligence of the insured or any person acting on his behalf
  • Cessation of work
  • Delay or loss of market
  • War and related perils 
  • Permanent or temporary dispossession resulting from nationalization or requisition by lawful authority etc.
  • Destruction of property by order of public authority
  • Nuclear Weapons, ionizing radiation, radioactivity.
  • Specific property excluded - some excluded property can be included if specified (similar to existing Fire Policy
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