Industrial All Risk
What it covers
What it does not cover
Exclusions
Faulty or defective design
Inherent vice
Gradual deterioration, wear and tear
Interruption of water supply, gas, electricity
Collapse or cracking of buildings
Corrosion, rust, fungus, shrinkage, pollution
Larceny
Acts of fraud or dishonesty
Inventory shortage, misplacement, unexplained disappearance
Coastal or river erosion
Willful act or negligence of the insured or any person acting on his behalf
Cessation of work
Delay or loss of market
War and related perils
Permanent or temporary dispossession resulting from nationalization or requisition by lawful authority etc.
Destruction of property by order of public authority
Nuclear Weapons, ionizing radiation, radioactivity.
Specific property excluded - some excluded property can be included if specified (similar to existing Fire Policy
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