Due to the current pandemic situation COVID 19 we are working with reduced staff. Policy related services might take some time, in the interim you can
click here
for reaching out to us and to know more about COVID-19 related queries,
click here
Facebook
Twitter
Linkedin
Instagram
Products
Motor Insurance
Car Insurance
- Comprehensive Car Insurance
- Own Damage Car Insurance
2 Wheeler Insurance
- Comprehensive 2 Wheeler Insurance
- Own Damage 2 Wheeler Insurance
Commercial Vehicle Insurance
Health Insurance
Covid 19
Arogya Sanjeevani
Flexi Health
Chola Healthline
Critical Illness Plan
Super Topup Plan
Hospital Daily Cash
Personal Accident
Travel Insurance
Comprehensive
Student
Leisure
Home Insurance
Chola MS Home package policy
Building – Long term cover
Customer Services
Cancellation & Refund
Email Policy Copy
Update Contact Details
Track Your Service Request
Grievance Redressal
Grievance – Turn Around Time
Cashless Garages
Cashless Hospitals
Information Center
Knowledge Center
Glossary
FAQ's
Slice of Health
LifeOnWheels
Home Safe Home
Downloads
General Safety Tips
About Us
Murugappa
Chola MS
Board of Directors
Management Team
Public Disclosure
Branch Network
Customer Testimonials
Home
Fire Insurance
Industrial All Risk
What It Does Not Cover
Industrial All Risk
What it covers
What it does not cover
Exclusions
Faulty or defective design
Inherent vice
Gradual deterioration, wear and tear
Interruption of water supply, gas, electricity
Collapse or cracking of buildings
Corrosion, rust, fungus, shrinkage, pollution
Larceny
Acts of fraud or dishonesty
Inventory shortage, misplacement, unexplained disappearance
Coastal or river erosion
Willful act or negligence of the insured or any person acting on his behalf
Cessation of work
Delay or loss of market
War and related perils
Permanent or temporary dispossession resulting from nationalization or requisition by lawful authority etc.
Destruction of property by order of public authority
Nuclear Weapons, ionizing radiation, radioactivity.
Specific property excluded - some excluded property can be included if specified (similar to existing Fire Policy
Toggle Widget
Close Modal
Please enter your
details