Due to the current pandemic situation COVID 19 we are working with reduced staff. Policy related services might take some time, in the interim you can click here for reaching out to us and to know more about COVID-19 related queries, click here
Industrial All Risk

Exclusions 

  • Faulty or defective design
  • Inherent vice
  • Gradual deterioration, wear and tear
  • Interruption of water supply, gas, electricity
  • Collapse or cracking of buildings
  • Corrosion, rust, fungus, shrinkage, pollution
  • Larceny
  • Acts of fraud or dishonesty
  • Inventory shortage, misplacement, unexplained disappearance
  • Coastal or river erosion
  • Willful act or negligence of the insured or any person acting on his behalf
  • Cessation of work
  • Delay or loss of market
  • War and related perils 
  • Permanent or temporary dispossession resulting from nationalization or requisition by lawful authority etc.
  • Destruction of property by order of public authority
  • Nuclear Weapons, ionizing radiation, radioactivity.
  • Specific property excluded - some excluded property can be included if specified (similar to existing Fire Policy

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Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates.

For individuals, there are products like Car Insurance, Travel Insurance, Two Wheeler Insurance, Health Insurance, Personal Accident Insurance, Crop Insurance and Home Insurance. For SME's and Corporate Insurance clients, Chola MS offers customized insurance solutions encompassing insurance and risk consulting services such as Group Mediclaim Insurance, Group Personal Accident Policy, Engineering Projects Insurance, Engineering Operations Insurance, Liability Insurance, Marine Insurance, Fire Insurance and other Miscellaneous Insurance Solutions.

All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. Reg office: 2nd Floor, "Dare House", No.2, NSC Bose Road, Chennai - 600001, India. IRDAI Registration Number : 123. Trade logo displayed above belongs to ‘CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED” (formerly known as TI financial holdings limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under license. CIN : U66030TN2001PLC047977.

Important Message: By submitting your contact information on forms on our website, you agree to be contacted by our Customer Service Representatives.
The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale

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