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Contractors All Risk

Can be categorised broadly as:

  • General Market exclusions
  • Trade Risks
  • Risks More Properly the Subject of Other Insurance

More specifically:

  • Loss or damage due to war or warlike operations, civil commotion etc.
  • Loss or damage due to willful act or willful negligence of the Insured or of his representative.                                 
  • Loss or damage due to nuclear reaction, nuclear radiation or radioactive contamination.                                    
  • Loss discovered only at the time of taking an inventory.            
  • Loss or damage due to normal wear and tear, gradual deterioration due to atmospheric conditions or lack of use, rust.                    
  • Loss or damage due to faulty design.                        
  • The cost of replacement, repair or rectification of defective material and/or workmanship, but this exclusion shall be limited to the items immediately affected and shall not be deemed to exclude loss of or damage to correctly executed items resulting from an accident due to such defective material and/or workmanship.


Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy.

UIN no. IRDAN123P0039V01200203