- Fire, lightning, explosion, aircraft damage
- Riot, strike, malicious act
- Flood, inundation, storm, cyclone and allied perils
- Landslide, subsidence and rockslide
- Burglary and theft.
- Faults in erection
- Human errors, negligence, lack of skill
- Short circuiting, arcing, excess voltage
- Collapse, damage due to foreign objects, impact damages
- Terrorism (optional)
Any other sudden, unforeseen damages not explicitly excluded
Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy.
UIN no. IRDAN123P0039V01200203