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Industrial All Risk Insurance

This policy is an all-inclusive package policy that broadly covers almost all risks and perils that a large industry is likely to face during its operation.

What does it coverWhat it does not coverTab Right

The Cholamandalam MS Industrial All Risks Insurance Policy covers Industrial units (excluding Petrochemical Risks) having Sum Insured of RS100 crores and above in one or more locations in India.

  • Sum Insured

    For the Material Damage portion, the Reinstatement cost of the property is the Sum to be Insured. For the Business Interruption portion, annual gross profit is to be insured

    This Policy offers comprehensive cover against all perils excepting those specifically excluded.

The Policy covers loss or damage due to:

  • Fire and Special Perils
  • Burglary
  • Machinery Breakdown / Boiler Explosion / Electronic Equipment Breakdown
  • Business Interruption due to Fire and Special Perils, burglary

Please refer to the Policy Wordings for the complete coverages, exclusions and
terms and conditions of the policy.

* Conditions apply.

UIN no. IRDAN123P0022V01200203

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