Chola MS Commercial Vehicle Cover does not include the following:
- Accidental damage or loss while driving under the influence of intoxicating liquor or drug
- Accidental damage or loss due to willful negligence
- Loss or liability while the vehicle is being used outside the scope of limitations of use and/or being driven by a person not duly-licensed
- Consequential loss, wear & tear, depreciation, mechanical & electrical breakdown / failure of breakages
- Loss due to radioactivity or nuclear weapons
- Loss arising out of war and related activities
Please refer to the policy wordings for details of complete coverage, exclusions, and terms and conditions.
* Conditions apply.