The Chola MS Car Insurance Policy for private vehicles does not cover the following:
- Accidental damage or loss due to wilful negligence
- Accidental loss or damage if you are driving under the influence of intoxicating liquor or drug
- Loss or liability while the vehicle is being used outside the scope of limitations of use and/or being driven by a person not duly licensed
- Consequential loss, depreciation, wear and tear, mechanical and electrical breakdown/failure of breakages
- Loss due to nuclear weapons or radioactivity
- Loss due to war and related activities
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India Motor tariff UIN IRDAN123P0025V01200203
* Conditions apply.