Standalone Own Damage Car Insurance

1 Competitive Premiums Overpriced premiums have no place at Chola MS. We offer competitive and best-priced premiums to all our customers. Get a quote and find out for yourself. It’s just a click away.
2 Low IDV Customize your IDV to suit your requirement
3 Quick Hassle-free Claims 15,000 motor claims settled within a month and 60% claims settled in 10 days. Our claim process is designed to assist customers with a speedy turnaround on their claim settlement.
4 Limitless Claims No restrictions on claims. Register as many as you need until the IDV is exhausted.
5 24/7 Phone, Email Chat Support Phone and Email Support is available even on National Holidays.
6 Cashless Garages 7100+ Cashless Garages spread across the country for your convenience.
7 Exclusive Discounts Chola MS ensures customer delight always. Our customers are eligible for discount on purchases from Pharmacies and for services in leading Diagnostic Centres spread across the country.

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The following events and situations are not covered under this policy -

For cars purchased after 1st Sep 2018 you can choose from the options listed below:

Third Party (liability only) Policy for a duration of 3 years. This policy provides cover against third party property damage and third party liability in terms of death or injury
Bundled (Third Party & Own Damage) Policy for a duration of 3 years. This policy provides cover for Own Damage for 1 year and for Third Party liability for 3 years
Comprehensive Policy for a duration of 3 years. This policy provides a comprehensive cover to protect your bike from damage/loss in fire, theft, earthquake, etc. Additionally it also provides cover against any third party liability related to death, bodily injury and third party property damage

For cars bought before 1st Sep 2018 (more than 1-year old) you can choose from the options listed below:

Third Party (liability only) Policy for a duration of 2 or 3 years. This policy provides cover against third party property damage and third party liability in terms of death or injury
Comprehensive Policy for a duration of 2 or 3 years . This policy provides a comprehensive cover to protect your bike from damage/loss in fire, theft, earthquake, etc. Additionally it also provides cover against any third party liability related to death, bodily injury and third party property damage

Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates.

For individuals, there are products like Car Insurance, Travel Insurance, Two Wheeler Insurance, Health Insurance, Personal Accident Insurance, Crop Insurance and Home Insurance. For SME's and Corporate Insurance clients, Chola MS offers customized insurance solutions encompassing insurance and risk consulting services such as Group Mediclaim Insurance, Group Personal Accident Policy, Engineering Projects Insurance, Engineering Operations Insurance, Liability Insurance, Marine Insurance, Fire Insurance and other Miscellaneous Insurance Solutions.

All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation. Reg office: 2nd Floor, "Dare House", No.2, NSC Bose Road, Chennai - 600001, India. IRDAI Registration Number : 123. Trade logo displayed above belongs to ‘CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED” (formerly known as TI financial holdings limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under license. CIN : U66030TN2001PLC047977.

Important Message: By submitting your contact information on forms on our website, you agree to be contacted by our Customer Service Representatives.
The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale

The following events and situations are not covered under this policy -

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