- Customer support provided
- Car insurance claim process
- Coverage provided
- Simple, online buying and renewal process
Chola MS endeavours to make the car insurance claim process smooth and hassle-free through its wide network of garages and extensive insurance coverage. We provide three main types of car insurance:
Third-party Car Insurance for legal protection during accidents, which has been made mandatory by the government.
Comprehensive Car Insurance that covers multiple risks such as damages to car, theft of car, legal liability towards third-party and personal accident cover.
Zero Depreciation Car Insurance which ensures that you receive the entire cost from the insurer during the car insurance claim process.
Getting the right car insurance is crucial to the safety and security of your beloved vehicle. A strong comprehensive cover can help protect your vehicle against liabilities towards third-party damages & losses and even provide you with own damage cover benefits. Since insurance is an important investment, it is necessary to conduct a proper study of your options with certain factors in mind. These factors are:
- A simple buying process
- A customizable IDV for your plan
- Additional service benefits
- Hassle-free claim process
- A strong 24/7 customer support
Get all these benefits and more when you purchase car insurance with Chola MS.
Having a car insurance in place provides you with a large number of benefits, especially in terms of dealing with financial burdens. Car insurance benefits are as follows:
- Protects you from third party liabilities towards bodily injuries
- Covers for expenses owed to a third-party for property damages due to an accident
- Protection for your vehicle against fire, explosion, theft, burglary, man made disasters such as strikes, riots, etc. and natural disasters such as floods, earthquakes, etc.
- Comprehensive car insurance covers give you the benefit of additional covers to increase protection with a payment of extra premium.
A comprehensive insurance cover for your vehicle is ideal as it gives you more protection and coverage as compared to the standard covers. Having car insurance in place is also mandatory, as per the Motor Vehicles Act 2019.
Car insurance renewals are also very simple and quick with Chola MS. You can renew all your vehicle’s insurance plans online and save yourself the effort of having to leave your home, reduce physical paperwork with online documents and get the whole thing done in no time!
Get car insurance with Chola MS and stay worry-free and insured on the road.
The purchase of a car is a huge investment and it means a big deal for most families. Cars go on to become a very important part of the family for many. So it becomes important to look after this fellow member of the family similar to any other member of the family and that is where car insurance comes into play.
Make sure you get the right car insurance in place to give you and your car maximum protection when on the road. Road accidents and mishaps are highly unpredictable, so it’s always best to have a layer of security for your vehicle in case of an unfortunate situation. With a strong and comprehensive car insurance in place you can deal with the financial burdens that may arise in the event of an accident.
It is also mandatory by law to have car insurance to be able to function on Indian roads, as per The Motor Vehicles Act 2019. Getting a comprehensive cover not only provides you with the mandatory coverage of third-party liability policy but also an own damage cover that helps cover the expenses for damages and losses incurred for your vehicle due to an accident.
Buying car insurance with Chola MS comes with various benefits such as:
- 24/7 customer support
- Hassle-free and quick claim settlement
- Access to 7100+ cashless garages, across the country
- Dual coverage of third party liability and own damage cover
- Dual coverage of third-party risks
- Availability of live video streaming for instant claim
With comprehensive car insurance policies you also get the benefit of add-on covers. These are additional covers one can apply to their policy with additional premium to increase the protection of their vehicle from more risks. No-claim bonuses are also available with a comprehensive car insurance policy.
Car insurance is a type of motor vehicle insurance policy that helps protect you and your car from various risks or accidents while on the road, theft and natural disasters. In the event of an accident or road mishap, the financial burden can be very high. Having a strong car insurance policy in place helps take care of the financial aspect of such unfortunate situations. You can stay financially secure and deal with losses or damages that arise from unforeseen circumstances.
A third-party liability cover is also mandatory by the law for all vehicles on the Indian road, as per the Motor Vehicle Act 2019. With a comprehensive motor insurance plan, you meet the requirement of having third-party liability cover and also have the protection of own-damage cover. Essentially, the importance of car insurance is being covered for:
- Expenses for third party property damage
- Amount to be paid for any third-party injuries
- Protects your car from theft, burglary, fire, explosion, manmade and natural disasters
There are various factors that help calculate car insurance for any individual. A combination of these factors are taken into consideration by the insurance provider before fixing the rates. Some of these factors are:
- Make and model of car
- Age of the insured’s car
- Driving history of the individual concerned
- Vehicle’s safety rating
- Insured’s location of residence
- Insured’s profession
Make sure to keep these factors in mind and maintain them the right way to ensure you get the best price on your car insurance. You can significantly lower your insurance expenses with a clean record of these factors.