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What does the Chola MS Short term Travel policy
not cover? Some of the general exclusions under
the Chola MS Short-term Travel Insurance are :
- Any treatment if that is the sole reason
or one of the reasons for the travel Overseas.
- Any treatment which could in the opinion
of the Overseas Administrator and attending
Doctor be or have been delayed until the Insured’s
return to India.
- War (whether declared or not), civil war,
invasion, act of foreign enemies, rebellion,
revolution, insurrection, mutiny, military or
usurped power, seizure, capture, arrest, restraint
or detainment, confiscation or nationalization
or requisition of or damage by or under the
order of any government or public local authority
or terrorism or terrorist acts. However, for
the scope of the Hijack Relief only, terrorism
exclusion shall stand excluded from the General
Exclusions category.
- Any intentional, reckless or criminal act,
suicide, or attempted suicide, or the use or
abuse of any drugs, alcohol and the like.
- Participation in naval, military or air
force operations whether in the form of military
exercises or war games or actual engagement
with the enemy whether foreign or domestic.
- Any loss of which a contributing cause was
the Insured’s actual or attempted commission
of, or willful participation in, an illegal
act or any violation or attempted violation
of the law or resistance to arrest.
- HIV, AIDS and all related medical conditions.
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