| Plan Option |
A in RS |
B in RS |
C in RS |
D in RS |
E in RS |
F in RS |
G in RS |
Hospitalisation Sum insured (over excess)
in RS |
50,000 |
2 lakhs |
3 lakhs |
5 lakhs |
6 lakhs |
10 lakhs |
15 lakhs |
| Excess in RS |
30,000 |
1 lakh |
2 lakhs |
3 lakhs |
4 lakhs |
5 lakhs |
5 lakhs |
| Total Hospitalisation Expenses in RS |
80,000 |
3 lakhs |
5 lakhs |
8 lakhs |
10 lakhs |
15 lakhs |
20 lakhs |
| Room charges per day limit in RS |
500 |
2,000 |
4,000 |
5,000 |
6,000 |
7,500 |
10,000 |
| Pre-hospitalisation Benefits |
Expenses up to 60 days before hospitalisation. Up to 5% of admissible hospitalisation claim payable. |
| Post-hospitalisation Benefits |
Expenses up to 90 days after hospitalisation. Up to 10% of admissible hospitalisation claim payable or RS 50,000 whichever is less. |
| Emergency Ambulance |
Up to RS 3,000 per hospitalisation |
Hospitalisation includes doctors' fee, nursing, room charges (subject to per day limits as mentioned in the policy schedule), ICU charges, diagnostics, medicines, anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, prosthetic and other devices implanted internally during a surgical procedure, hospitalisation expenses of organ donor.