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What does the Policy Cover?
What does the Policy not Cover?

What does the Policy Cover ?

  • Building - Fire, Lightning, Explosion and Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and / or Shock, Subsidence and Landslide damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone, Bursting and/or overflowing of water tanks, apparatus, and pipes, missile testing operations, Leakage from automatic sprinkler installations, bush fire.

  • Contents (Excluding money and valuables) - Fire and allied perils Fire, Lightning, Explosion and Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and / or Shock, Subsidence and Landslide damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone, Bursting and / or overflowing of water tanks, apparatus, and pipes, missile testing operations, Leakage from automatic sprinkler installations, bush fire.

  • Contents (Excluding money and variables) - Burglary, Housebreaking.

  • Money Insurance - Accident or misfortune.

  • Fidelity of employees - Fraud or dishonesty of salaried employees.

  • Fixed Plate Glass - Accidental breakage.

  • Neon Signs / Glow Signs - Accidental loss or breakage.

  • Baggage - Loss or damage while traveling in India.

  • Personal Desktop Computer - Sudden physical loss or damage.

  • Machinery Breakdown - Total loss from electrical or mechanical breakdown or accident.

  • Personal Accident - Loss of life or permanent total disablement of the insured partner, spouse, employees.

  • Public Liability - Covers the legal liability.

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