Cholamandalam General Insurance

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		Personal Accident

		What does the Policy Cover?

		What does the Policy not Cover?

		Plans

Plans

Extensions available along with the Basic Covers (All or Any Combination)
Plans	Basic Covers	Ambulance hiring charges	Transport of mortal remains	Cremation ceremony	Broken (refer to table on the reverse)	Medical Reimbursement	Education Benefit	Modification Of Accommodation & Vehicle	Weekly Benefit
A	Death Only	Yes	Yes	Yes	Yes	No	No	No	No
B	Death + Permanent Temporary Disability (PTD)	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No
C	Death + PTD + Permanent Partial Disability (PPD)	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Extra Premium		Nil	Nil	Nil	Rs. 2.5 - Rs. 3.5 per Rs. 1000 (depending on type of risk)	25% of Plan B or C whichever is applicable	10% of Plan whichever is applicable	25% of Plan whichever is applicable	25% of Plan whichever is applicable

PTD (Permanent Total Disability):
Compensation 100% of Principal Sum

Loss of sight of both eyes

Loss of two entire hands or two entire feet

Loss of one entire hand and one entire foot

Loss of sight of one eye and such loss of one entire foot, or hand.

Complete loss of hearing of both ears & complete loss of speech Complete loss of hearing of both ears or complete loss of speech and loss of one limb or loss of sight of one eye

PPD (Permanent Partial Disability):Compensation 2%-60% of Principal Sum depending on the disability.

Loss of thumb, finger, toes, one hand, one foot

Loss of hearing-both ears

Loss of hearing-one ear

Loss of speech

Loss of speech, sense of smell, sense of taste, sight in one eye.


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