Motor Insurance
What does the Policy Cover?
What does the Policy not Cover?
Value Addition
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What does the Policy Cover?

Cholamandalam Motor Insurance policy protects your vehicle from losses or damages that can occur due to:

  • Fire, explosion, self-ignition, lightning
  • Burglary, house breaking, theft
  • Riot & strike
  • Earthquake (fire & shock damage)
  • Flood, Typhoon, Hurricane Storms, Tempest
  • Inundation, Cyclone, Hailstorm, Frost
  • Accidental external means
  • Malicious act
  • Terrorist activity
  • Landslide, Rockslide
  • Whilst in transit by road, rail, inland waterway, lift, elevator or air
  • Third Party Liability:
 

Personal Liability: Unlimited coverage i.e. whatever the court awards as your liability to the “Third Party” due to accidental death or injuries caused by your vehicle will be met by Cholamandalam MS general Insurance Company Ltd. (CMSGICL)

Property Liability: In the event of your vehicle causing “Third Party” property damage, CMSGICL will offer compensation up to Rs. 750,000/- in case of Private Cars.

Car Maintenance Tips

Here’s how you can make sure you are on the driving Seat – and out of trouble on the roads. Some motoring tips.  < More >

   FAQ's
Who can avail of Cholamandalam’s Motor Insurance?
What is the premium one has to pay for availing the Motor Insurance?
Is it possible to transfer my Motor Insurance from another company to Cholamandalam?
What is the value additon your Motor Insurance offers?
 
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