1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)

 

What Student Travel does not cover

These are the main exclusions. For a more detailed version, please refer the policy terms and conditions.

  • Any treatment, if that is the sole reason or one of the reasons for the travel
  • Overseas Travel to treat a pre-existing illness
  • Treatment against doctors/overseas administrators advice for an illness that could have waited till your return to India
  • Treatment for orthopedic, degenerative or oncologic diseases unless the medical attention is unforeseen, and is necessary to avert a clear and material danger to your life
  • Treatment for Cancer unless the medical attention is unforeseen, and is necessary to avert a clear and material danger to your life
  • Treatment for removal of physical flaws or anomalies or abnormalities (cosmetic treatment)
  • Pregnancy /pregnancy check-ups /termination of pregnancy or any complications arising out of these.
  • Treatment for internal or external congenital conditions
  • Any claim relating to events occurring before the commencement of the cover or otherwise outside of the Period of Insurance
  • Treatment by relatives
  • Any kind of consequential loss
  • War (whether declared or not), terrorism or terrorist acts, nuclear perils
  • Any intentional, reckless or criminal act, suicide, or attempted suicide, or the use or abuse of any drugs, alcohol and the like
  • HIV, AIDS and all related medical conditions

Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy.

* Conditions apply.

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