Business / Leisure Travel
Fun times or a quick hassle-free trip on work should be just that-fun and hassle-free!
The Chola MS Short Term the Travel Insurance policy in your pocket is a great companion on your holidays, business trips or visits to friends & family abroad.
Travel light, leave your baggage of worries behind and take the Chola MS short term travel package with you.
Key advantages include:
3 cover options to suit all your travel needs
- Silver Cover - A simple, cost-effective plan
- Gold Cover - A comprehensive value plan
- Senior Citizen Plan - For persons between 71 to 80 years of age
- Door-to-door Cover - You have insurance coverage from the time you leave home, right up to the time you return. This includes any eventuality that may occur on the way from your home to the airport while leaving for the trip, or from the airport to home on the return trip
- Adventure Sports Cover - Enjoy your holiday abroad to the fullest by seeking the thrills of adventure sports too. For just a nominal additional premium you can get yourself covered against eventualities arising from adventure sports that you may want to try your hand at
- Multi-Purpose Cover - Take it along on holiday, on business or for any other personal visits
- Cover for all your family members - You can get the Chola MS cover for your children (as young as 3 months) to the elders in your family (as old as 80 years) under this policy. No medical check up is required for people up to 65 years of age
- Senior Citizens Cover - The elderly members of your family can be covered under this package
- Pay only for what you use - We have a day-wise rate, which means that you pay for the exact duration of your trip, and do not waste money paying on any slab-based premium rate
- Pre-existing Conditions - Covered under life-saving unforeseen emergencies, we provide cover for any eventuality arising from a pre-existing condition. This is a unique feature of the Chola MS Travel Insurance
Chola MS Annual Multi-trip Travel Policy
An ideal policy to have if you happen to travel abroad frequently. Take the Annual Multi-Trip plan from Chola MS Travel Insurance, and make as many trips as you want without the hassle of taking a separate insurance cover on each trip. The Annual Multi-trip plan conveniently covers trip durations of 30 days, 45 days, 60 days or 90 days.
Please refer to the Policy Wordings for the complete coverages, exclusions and
terms and conditions of the policy.
The actual coverage will vary based on the plan chosen.
- Medical Expenses - To take care of sudden expenses incurred during emergency medical situations while overseas
- Dental Treatment - A separate benefit in addition to the medical expenses limit for dental treatment
- Total Loss of Checked-in Baggage - Compensation towards permanent loss of total baggage in the custody of the airline
- Delay of Checked-in Baggage - Compensation towards cost of Insured's purchase replacement of essential items like toiletries etc., if the checked-in baggage is delayed by the airline
- Loss of Passport - Cover for the reasonable expenses incurred for obtaining duplicate passport
Loss of International Driving License - Covers reasonable expenses incurred in obtaining a duplicate international driving license if the same is lost overseas
Personal Accident Overseas - Coverage towards death and / or permanent total disability while overseas
Personal Liability - Compensation towards any legal liability incurred by the insured in his private capacity to the third party for any injury to a person or damage to a property
Financial Emergency - Compensation towards funds lost if insured, is the victim of robbery or theft overseas
- Hospital Daily Cash - Provides payment of sum insured for each day the Insured is hospitalized if there is a claim admitted under medical expenses cover
- Hijack Relief - Provides for payment of sum insured for each completed day if the journey is disrupted due to hijack of carrier for more than 12 hours
- Trip Cancellation and Trip Curtailment - Provides for reimbursements of non-refundable expenses incurred due to cancellation / curtailment of trip due to specified reason
- Trip Delay - Provides for reimbursement of expenses for meals and lodgings due to trip delay for more than 12 hours if the same is not paid by the carrier
- Personal Accident-Domestic - Coverage towards death and / or permanent total disability while traveling from residence to airport or from airport to residence in India
- Home Burglary Cover - Loss or damage during travel overseas to contents at residence normally occupied by the Insured in India due to burglary
* Conditions apply.