1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)

 

Table Of Benefits

S.
No.
Covers Silver Gold Annual Multi Trip Senior
Citizen*
Deductibles
1. Medical Treatment $50,000
$100,000
$100,000/
$250,000
$100,000/
$250,000
$50,000 $100
2. Repatriation
of Remains
(within the
overall
medical
limit)
$7500 $7500 $7500 $7500 Nil
3. Dental
Treatment
$250 $250 $250 $250 $50
4. Checked
Baggage
Loss
$250 $1000
($500
for Med
SI 100k)
$1000
($500
for Med
SI 100k)
$250 Nil
5. Checked
Baggage
Delay
$100 $100 $100 $100 12 hours
6. Passport
Loss
$150 $250 $250 $150 $30
7. Personal
Liability
$100,000 $100,000 $100,000 Nil Nil
8. Personal
Accident -
Overseas
$10,000 $25,000
($10,000
for Med
SI 100k)
$25,000
($10,000
for Med
SI 100k)
Nil Nil
9. Personal
Accident -
Domestic
INR
100,000
INR
250,000
Nil INR
100,000
Nil
10. Hijack
Relief
Benefit
($100/day:
max
7 days)
$700 $700 $700 $700 12 hours
11. Hospital
Daily Cash
($25/day:
max
14 days)
Nil $350 $350 $350 Nil
12. Financial
Emergency
Nil $250 $250 Nil Nil
13. Trip
Cancellation
Nil $500 $500 Nil $50
14. Trip
Curtailment
Nil $500 $500 Nil $50
15. Trip Delay
($10 per
12 hours
max $150)
Nil $150 $150 Nil 12 hours
16. International
Driving
License Loss
Nil $100 $100 Nil $25
17. Home
Burglary
(Contents
First Loss
Basis)
Nil INR
200,000
Nil Nil INR 2500

SI Sum Insured

$ in the above table refers to USD.

* For the Senior Citizen plan, for persons within the age group 71-75 years, the maximum eligible medical expenses per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and / or hospitalization expenses are restricted to USD 12,500 irrespective of the plan / option purchased. The Insurer's liability for Medical Expenses incurred on any accident will be restricted to USD 25,000 as a sub limit of the Limit of Indemnity under the Medical Expenses Cover. These limits are further restricted to the maximum sum insured specified in part 1 of the schedule.

For the Senior Citizen plan, for persons within the age group 76-80 years, the maximum eligible medical expenses per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and / or hospitalization expenses are restricted to USD 10,000 irrespective of the plan / option purchased. The Insurer's liability for Medical Expenses incurred on any accident will be restricted to USD 25,000 as a sub limit of the Limit of Indemnity under the Medical Expenses Cover. These limits are further restricted to the maximum sum insured specified in part 1 of the schedule.

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