Coverage Table - Self
Sum Insured 5 Lacs 7.5 Lacs 10 Lacs 15 Lacs 20 Lacs 25 Lacs 50 Lacs 75 Lacs 1 Crore
Annual Income Eligibility - Five times of Sum Insured 1 Lacs 1.5 Lacs 2 Lacs 3 Lacs 4 Lacs 5 Lacs 10 Lacs 15 Lacs 20 lakhs
Policy Coverage
Accidental Death 5 Lacs 7.5 Lacs 10 Lacs 15 Lacs 20 Lacs 25 Lacs 50 Lacs 75 Lacs 1 Cr
Permanent total Disability 5 Lacs 7.5 Lacs 10 Lacs 15 Lacs 20 Lacs 25 Lacs 50 Lacs 75 Lacs 1 Cr
Permanent Partial Disability 2.5 Lacs 3.75 Lacs 5 Lacs 7.5 Lacs 10 Lacs 12.5 Lacs 25 Lacs 37.5 Lacs 50 Lacs
Weekly Indemnity 5,00000 5,00000 5,00000 5,00000 5,00000 5,00000 7,50000 7,50000 7,50000
Broken Bone 50,000 50,000 50,000 50,000 50,000 50,000 1 Lacs 1 Lacs 1 Lacs
Modification of Residence Vehicle 1 Lacs 1 Lacs 1 Lacs 1 Lacs 1 Lacs 1 Lacs 2 Lacs 2 Lacs 2 Lacs
Cost Of Transporting Mortal Remains 6000 6000 6000 6000 6000 6000 6000 6000 6000
Cost of Performane of Death Ceremonies 5000 5000 5000 5000 5000 5000 5000 5000 5000
Ambulance Hiring Charges 1000 1000 1000 1000 1000 1000 1000 1000 1000
Family Transportation Benefit 5000 5000 5000 5000 10,000 10,000 10,000 15,000 15,000
Hospital Daily Cash (Upto 30 days) - Optional Cover 500/day 500/day 500/day 500/day 500/day 500/day 500/day 500/day 500/day
Premium Including Service Tax 15% (With Hospital Daily Cash)- Without Terrorism Covered 1514 1774 2035 2557 3078 3601 6678 9288 11896
Premium Including Service Tax 15% (Without Hospital Daily Cash) - Without Terrorism Covered 1044 1304 1566 2087 2611 3131 6052 8662 11323
Premium Including Service Tax 15% (With Hospital Daily Cash)- With Terrorism Covered 1589 1862 2136 2685 3232 3781 7012 9753 12491
Premium Including Service Tax 15% (Without Hospital Daily Cash) - With Terrorism Covered 1096 1369 1644 2191 2741 3287 6355 9095 11889

Above premium includes service tax at 15 %.

The company may from time to time and subject to IRDA approval, will revise premium rates based on experience

The premium rates, terms and conditions at the time of renewal shall apply

Coverage Table - Family (Self + Spouse + Upto 2 Children)
Sum Insured 5 Lacs 7.5 Lacs 10 Lacs 15 Lacs 20 Lacs 25 Lacs 50 Lacs 75 Lacs 1 Crore
Annual Income Eligibility - Five times of Sum Insured 1 Lacs 1.5 Lacs 2 Lacs 3 Lacs 4 lacs 5 lacs 10 lacs 15 lacs 20 lacs
Coverage for self is as per table overleaf.Coverage for spouse and children is listed below
Accident Death - Spouse 2.5 Lacs 3.75 Lacs 5 Lacs 7.5 Lacs 10 lacs 10 lacs 10 lacs 10 lacs 10 lacs
Permanent Total Disablity - Spouse 2.5 Lacs 3.75 Lacs 5 Lacs 7.5 Lacs 10 lacs 10 lacs 10 lacs 10 lacs 10 lacs
Permanent Partial Disablity - Spouse 1.25 Lacs 1.87 Lacs 2.5 Lacs 3.75 Lacs 5 Lacs 5 Lacs 5 Lacs 5 Lacs 5 Lacs
Accident Death - Per child 50000 75000 1 Lac 1.5 Lac 2 Lac 2.5 Lacs 2.5 Lac 5 Lac 5 Lac
Permanent Total Disablity - Per child 50000 75000 1 Lac 1.5 Lac 2 Lac 2.5 Lacs 2.5 Lac 5 Lac 5 Lac
Permanent Partial Disablity - Per Child 25000 37500 50000 75000 1 Lacs 1.25 Lacs 1.25 Lac 2.5 Lac 2.5 Lac
Tution Fees Per child -Rs 250 Per day 5000 5000 5000 5000 5000 5000 5000 5000 5000
Coverage Under cost of Transponding Mortal Remains, Cost of peformance of death ceremonies & ambusance hiring charges are same as under self
Hospital Daily Cash (Upto 30 days) - Optional Cover 500/day 500/day 500/day 500/day 500/day 500/day 1,000/day 1,000/day 1,000/day
Premium Including Service Tax 15% (With Hospital Daily Cash)- Without Terrorism Covered 2348 2818 3235 4122 5009 5583 9288 11897 14558
Premium Including Service Tax 15% (Without Hospital Daily Cash) - Without Terrorism Covered 1566 2035 2453 3339 4226 4800 8244 10853 13514
Premium Including Service Tax 15% (With Hospital Daily Cash)- With Terrorism Covered 2465 2959 3397 4328 5259 5862 9753 12492 15286
Premium Including Service Tax 15% (Without Hospital Daily Cash) - With Terrorism Covered 1644 2136 2576 3506 4437 5040 8656 11396 14190

Above premium includes service tax at 15 %

The company may from time to time and subject to IRDA approval, will revise premium rates based on experience

The premium rates, terms and conditions at the time of renewal shall apply