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 Individual > Home > Home Insurance |
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Cholamandalam | | | | | Your home is your very own kingdom. It is the one place that makes you feel comfortable, safe, protected and cherished. We make your home feel much the same way!
With the Cholamandalam MS Home Insurance, you get. |  | Best protection for your home | | Protection for your loved ones | | Cover for your assets and valuables | | Cover for precious possessions including jewellery, appliances, and even your holidays and pets! | | | | Why Chola MS?
We offer you flexibility, low premium rates, and convenience at every stage - right from when you apply, to documentation and while making claims too! | | Unlike similar insurance packages offered by others today, we give you a unique benefit Cancellation of Vacation - in the unfortunate event of you cancelling your pre-planned vacation due to certain specific circumstances, then Chola MS will reimburse you, up to the Sum Insured, the non-refundable portion towards cancellation of the hotel room / holiday resort. | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | | The various categories covered by our policy include | | Building – Damages arising out of various factors including Fire, Lightning, Explosion, Aircraft or Articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and/or Shock, Landslide damage, Flood, Storm, Cyclone, Impact damages, Bursting and / or overflowing of Water tanks, Leakage from automatic sprinkler installations, Bush Fire | | Contents – Damages arising out of Burglary/Housebreaking | | Jewellery & Valuables – Accident or misfortune anywhere in India | | Plate Glass – Accidental breakage | | Domestic Appliances – Electrical or mechanical breakdown | | Domestic Electronic Equipment – Total loss from electrical or mechanical breakdown or accident | | Cancellation of Vacation | | Baggage – Loss or damage while traveling in India | | Personal Accident – Loss of life (up to 4 persons) and repatriation of mortal remains | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | | | | An indicative list of the general exclusions under the Chola MS Home Insurance is as follows: | | War & allied perils | | Wear & Tear | | Nuclear & Allied perils | | Pollution & contamination | | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | |
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