1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)

 

Benefits

Chola MS Family Healthline insurance is available in three variants, giving you the flexibility and freedom to choose a plan according to your needs.

The benefits covered and the premium amount will depend on the healthcare plan you choose.

BENEFITS Standard
Family
Health line
Superior
Family
Health line
Advanced
Family
Health line
Floater Sum Insured SI
options in RSLakhs
2/3/4/5 4/6/8/10 6/8/10/12/15
Claim-free bonus
up to 50% of SI
5% of SI every claim free year
Daily Cash for choosing
shared accommodation
RS250 per day for max 7 days with 1 day deductible RS500 per day for max 7 days with 1 day deductible RS500 per day for max 14 days with 1 day deductible
Minor Accompaniment
Daily Cash
- RS250 per day for max 7 days with 1 day deductible RS250 per day max 14 days with 1 day deductible.
General Health
Check-up & Eye
Examination
0.5% of SI once after every two continuous claim free renewals, excluding the year in which t is benefit is claimed 0.75% of SI once after every two continuous claim free renewals, excluding the year in which this benefit is claimed 1.0% of SI once after every two continuous claim free renewals, excluding the year in which this benefit is claimed
Emergency Ambulance RS1000 per insured per policy year RS2000 per insured per policy year RS3000 per insured per policy year
Home Hospitalisation - 15% SI max RS70,000 Up to 25% SI max RS1 lakh
Maternity Expenses,
waiting period 5 years
- RS15,000 Normal / RS25,000 Caesarean RS25,000 Normal / RS40,000 Caesarean
Ayurvedic Therapy
Treatments.
- - Up to 7.5% of SI - Specific treatments only and 20% co-payment
OPD Dental waiting
period 3 years
- - 1% of SI max RS5000 with 30 % co-payment
External aids (Specs ,
Contact Lens, Hearing
aids) waiting period
3 years
- - 1% of SI max RS5000 once in a block of 2 years with 30% co-payment by insured
Sub-limits Against
Diseases
  • Cataract - 7.5% of SI, max RS20,000 per eye
  • Hernia or Hydrocele -10% of SI, max RS30,000
  • Fistula in Anus, Anal Fissure, Piles - 10% of SI, max RS30,000
  • Sinusitis -10% of SI, max RS30,000
  • Tonsilitis or Adenoids -15% of SI, max RS40,000
Cataract - 7.5% of SI, max RS20,000 per eye No Sub-limits
Room, Boarding &
Nursing Expenses
AC Single Room upto Rs.3000 per day SL 4 Lakhs AC Single Room upto Rs.3000 per day

SI 6/8/10 Lakhs Max 1% of the Sum Insured
SI 6/8/10/12/15 Lakhs Max 1% of the Sum Insured
Reduction in Claim
Free Bonus in the event
of claim(s) during the
policy period
5% 5% 5%
Chola MS Wellness Service* Option 1 for RS350 including ST per person or
Option 2 for RS500 including ST per person

*Chola MS Wellness Service is an innovative messaging service that keeps a constant check on your health by sending SMS reminders at no additional cost for one member (option 1above) for the policy period. For additional members charges shall apply.

Want us to call you?

Please provide your details and we will call you!

Just SMS CHOLA HEALTH
to 56677

Top
 
Top

All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation.

Important Message: By submitting your contact information on our call back forms, you are agreeing to be contacted by our Customer Service Representative.

  TUV-Certificate
 
Close