1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)

 

Chola Swasth Parivar Insurance

Chola Swasth Parivar comes in two plans with flexible sum insured options:

Plan Name Pearl (only Section I is applicable)
Features / Options
Plan 1 Plan 2 Plan 3
Coverage Section I
Hospitalisation Expenses (per Family per policy year)
Rs3,00,000 Rs4,00,000 Rs5,00,000
Compulsory Co-payment - applicable on each and every eligible claim 15% applicable on each and every eligible claim
Co-payment (per family per policy year) 10% applicable on eligible expenses for treatment in a Non-Network hospital
Room Rent - Normal Hospitalisation(per day) 1% of the Sum Insured
Room Rent - ICU Hospitalisation(per day) 1.5% of the Sum Insured
Post-Hospitalisation Upto 60 days after Discharge
Pre-Hospitalisation Upto 30 days prior to Hospitalisation
Day Care Services
(Only in Network Hospital)
Covered Covered Covered
Two years waiting period for specific diseases Applicable
Plan Name Royale (both Section I and Section II is applicable)
Features / Options Plan 1 Plan 2 Plan 3
Coverage Section I
Hospitalisation Expenses (per Family per policy year) Rs3,00,000 Rs4,00,000 Rs5,00,000
Compulsory Co-payment - applicable on each and every eligible claim 15% applicable on each and every eligible claim
Co-payment (per family per policy year) 10% applicable on eligible expenses for treatment in a Non-Network hospital
Room Rent - Normal Hospitalisation(per day) 1% of the Sum Insured
Room Rent - ICU Hospitalisation(per day) 1.5% of the Sum Insured
Post-Hospitalisation Upto 60 days after discharge
Pre-Hospitalisation Upto 30 days prior to Hospitalisation
Day Care Services Covered Covered Covered
(Only in Network Hospital)
One year waiting period for specific diseases Applicable
Coverage Section II
Personal Accident - Self
Death Rs7,50,000 Rs10,00,000 Rs10,00,000
Permanent Total Disablement Rs7,50,000 Rs10,00,000 Rs10,00,000
Permanent Partial Disablement Rs3,75,000 Rs5,00,000 Rs5,00,000
Personal Accident - Spouse
Death Rs3,75,000 Rs5,00,000 Rs5,00,000
Permanent Total Disablement Rs3,75,000 Rs5,00,000 Rs5,00,000
Permanent Partial Disablement Rs1,87,000 Rs2,50,000 Rs2,50,000
Personal Accident - Per Child (maximum two children)
Death Rs1,50,000 Rs2,00,000 Rs2,00,000
Permanent Total Disablement Rs1,50,000 Rs2,00,000 Rs2,00,000
Permanent Partial Disablement Rs75,000 Rs1,00,000 Rs1,00,000

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