1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)

 

Benefits

1. Summary of Benefits

Plans under Chola Healthline Value Healthline Freedom Healthline Enrich Healthline
Sum Insured in INR (In Lacs) 2 3/5/7.5 3/5/7.5/10
Benefits forming part of Sum Insured opted
a In –Patient Hospitalization Expenses Covered Covered Covered
b Day Care Procedures /Treatment Expenses Covered Covered Covered
c Pre Hospitalization Expenses 30 days 60 days 60 days
d Post Hospitalization Expenses 60 days 90 days 90 days
e Domiciliary Hospitalization Expenses per insured person per policy year Max 7 days Max 7 days Max 7 days
f AYUSH Coverage Expenses Covered Covered Covered
g Organ Donor Hospitalization Expenses Covered Covered Covered
h Emergency Ambulance Expenses per Hospitalization Rs 1000 Rs 2000 Rs 2000
i Co-payment for age above 55 years 10% on all claims NO NO
J Cost of pre-Insurance health check-up borne by the Insurer 100% of the cost 100% of the cost 100% of the cost
Additional Benefits over the Sum Insured
a Child Hospitalization Allowance per hospitalization NO NO Rs 500 per day for 7 days
b Extended Hospitalization Allowance (Minimum 10 days Hospitalization) NO NO Rs 10,000
c Double Sum Insured NO NO For Critical illness and Accidents
Renewal Benefits
a Health Checkup Expenses NO Once after 3 claim free years Once after 2 claim free years
b Cumulative Bonus 5% of Sum Insured every claim free year subject to maximum of 25% of Sum Insured 5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured 50% of Sum Insured every claim free year subject to maximum of 100% of Sum Insured
c Reduction in Cumulative Bonus in case of claim in the following policy year 5% of Sum Insured 5% of Sum Insured 50 % of Sum Insured

  • Single occupancy AC room is allowed for all Sum Insured except for Rs 2 Lakhs. For Rs.2 Lakhs Sum Insured, the maximum room rent limit per day is Rs 3000.
  • In the case of Family floater policy, the benefits shown in the table above will represent our maximum liability for any and all claims made by Insured person(s) during the policy period.
  • Under Value Healthline Plan, a co-payment of 10% on all claims will be applicable for Insured Persons above 55 years of age.
  • Please refer policy wordings for detailed benefits.
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