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Health Insurance

WHY HEALTH INSURANCE


Life is a surprise package of joys, happiness, challenges and setbacks. Sudden illness, accidental injuries and medical emergencies can throw us off guard anytime. While they drain us emotionally, owing to the soaring prices of medical services, the hospitalization and medicinal expenses can burn a big hole in your pocket. A good health insurance policy is mandatory to combat these tough times as it covers you and your loved ones completely against sudden financial burden caused by medical emergencies. Having a good health insurance plan ensures an immense peace of mind and assurance that you can focus on the healing and recuperation of your loved ones, instead of financial worries.

WHY CHOLA MS HEALTH INSURANCE


Individual health insurance in India can be availed by any individual resident between the ages of 18 to 65 to undergo treatment in India. Chola Health Insurance is a comprehensive health coverage that takes care of your expenses related to hospitalization and domiciliary so that all your financial burdens are covered during a sudden medical emergency. Buying a health policy at Chola MS is extremely convenient now as you can acquire a hassle free online health insurance plan from Chola MS website.

KEY FEATURES OF CHOLA MS HEALTH PLANS


Here are the special elements of our medical insurance plan:

  • Double coverage for accidents and critical illness on selected health plans (on selected health Plans)
  • Cover for Domiciliary hospitalization
  • Lifetime coverage
  • Cashless hospitalization at 4300+ hospitals across India
  • Cover for 140+ Day-care procedures
  • Pre and post hospitalization expenses
  • 20 main critical illnesses covered (on selected health plans)
  • Unlimited room rent (on selected health plans)
  • Lifetime renewal
  • Tax benefit under section 80 (D)
  • 24x7 claim assistance and easy claim settlement

Why Choose Health Insurance by Chola MS?


Medical insurance from Chola MS provides you the following benefits:

  • Cashless treatment

    - We provide you a network of hospitals, where you can avail cashless treatment facilities.
  • Pre and post hospitalization

    - We pay for your pre and post hospitalization charges, up to 30 days prior to hospitalization & up to 60 days after discharge from hospital.
  • Ambulance charges

    - In case of any medical emergency, ambulance charges as listed in the policy shall be payable.
  • Cumulative Bonus

    - If no claims are made on your health cover in a particular year, you will be entitled for special benefits through an increment in the sum insured when you renew the policy the following year.
  • Free medical check up

    - A history of no claims is rewarded with a free medical check up.
  • Tax benefits

    - When you pay the premium for your health insurance policy, you are eligible to get a tax rebate under section 80D of the Income Tax Act for a maximum value of Rs.25,000 for self, spouse and dependent children and Rs. 30,000 for parents over 60 years of age.
  • Co-payment

    - If you wish to reduce the premium amount, you can opt for voluntary deductibles mentioned in the policy. This means that some amount will be paid by the insured for any treatment undertaken, while the rest will be paid by the insurer.
  • Critical illness

    - We will pay the insured person the sum insured as a lump sum if the insured is diagnosed as suffering from a critical illness listed in the policy.
Chola Healthline  
Chola Healthline

Chola Healthline is a comprehensive Health Insurance Policy which provides coverage for medical expenses for families on a floating sum insured basis covering Self, Spouse and dependent children or on individual sum insured basis covering Self, Spouse, dependent children, dependent parents, parents-in-law and siblings.

This policy will reimburse you upto the Sum insured either on Individual Sum Insured basis or on floater Sum Insured basis in respect of medically necessary costs as detailed in the policy. The benefits will be available on Cashless or Reimbursement basis as applicable.

Chola Swasth Parivar Insurance 
Chola Swasth Parivar Insurance

Chola Swasth Parivar is an affordable health insurance plan with flexible coverage options that meet your family's healthcare needs. Apart from covering hospitalization expenses, the policy also offers a personal accident cover, ensuring dual protection for you and your family at economic premiums.

Chola Tax Plus Healthline 
Chola Tax Plus Healthline

While a primary health insurance plan can cover hospitalization expenses, additional medical expenses such as medicine bills and diagnostic tests can be heavy on your pockets.

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola MS Family Healthline Insurance 
Chola MS Family Healthline Insurance
  • First time purchase allowed up to 65 years of age
  • No Medical check up till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Individual Healthline Insurance 
Individual Healthline Insurance
  • First time purchase possible up to 65 years of age
  • No medical checkup till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola Topup Healthline 
Chola Topup Healthline
  • Individual or floater sum insured up to Rs. 20 lacs
  • First time purchase allowed up to 65 years
  • Tenure options up to 3 years

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola MS Critical Healthline Insurance 
Chola MS Critical Healthline Insurance
  • First time purchase possible up to 65 years of age
  • Flexible Sum insured Rs3 Lakhs, Rs5 Lakhs, Rs10 Lakhs
  • Proof of expenses / hospitalization bills not required for claims
  • Income Tax exemption up to Rs20,000

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola Hospital Cash Healthline 
Chola Hospital Cash Healthline
  • First time purchase allowed upto 65 yrs of age
  • No Medical checkup till 55 yrs of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola Insurance Online General Insurance

Customers Reviews

Average Rating:
4.4
(Based on 30 ratings)
5 Star:
12
4 Star:
18
3 Star:
0
2 Star:
0
1 Star:
0

  • 06-Aug-2014
    My wife recently had a medical emergency in the middle of the night. After a few misunderstandings with the hospital regarding the cashless claim, Chola support center was very easy to reach out to and offered full support at 3am as well. When it comes to health insurance, Chola MS is always there.

  • 30-Jul-2014
    I was recently admitted to a hospital after being diagnosed with malaria. With limited bank balance, I was still able to complete my treatment with the help of Chola¿s health insurance policy, which allowed me to avail cashless hospitalization. I felt Chola was there like my best friend, when I needed it the most.

  • 25-Jun-2014
    Very easy and quick guidance from Chola¿s team while buying health insurance services.

  • 13-Jun-2014
    I used health insurance services for the first time with Chola and it was a great experience for me. Thank you for solving my queries quickly.

  • 29-May-2014
    Really appreciate the easy process of getting a health policy and your friendly customer support. It really matters a lot to every customer.

  • 07-May-2014
    I have the Tax Plus Healthline policy from Chola and I must say that it is really a one of a kind health policy as it helps me cover almost all types of my day-to-day medical expenses that a normal health policy wouldn¿t cover.

  • 20-Feb-2013
    I would like to appreciate your help during my crisis and i would like to thank you for helping at this moment.

  • 20-Apr-2013
    Dear Sir, I have received a cheque against the medical claim of my wife. We thank you for the early settlement of our claim. We are fully satisfied with the claim reimbursement by your good offices. No complaint and no grudge. The cheque will be produced today for clearance. My wife sends her greetings for your cooperation. Thanks again.

  • 11-Dec-2013
    My name is Anand Upadhyay and I live with my family. I work at a privatized bank. One day, I started feeling very cold and couldn't understand what was happening. I visited a doctor, who told me that I had jaundice. It was so sudden and unexpected. I was totally unprepared for it. Yet, I didn't have to do anything other than to call my agent, who handled the situation and got everything done for me. When I was discharged from the hospital, I was very happy since I didn't have to pay anything. So, I'm really thankful to Chola MS for their assistance.

  • 17-Dec-2013
    My name is Asha Rohera. I live in Kuwait with my husband. My life there was very active. I used to go out for prayers, meetings, office and everywhere. I had a very smooth life. When my spinal pain started, my whole life got disturbed. I was unable to walk, stand or even work in the kitchen. I was just sitting around¿ even for a glass of water, I had to ask my maid. I had previously taken an insurance policy, and they said that they would help me. They took the efforts to maintain contact with the hospital to smooth out any issues that cropped up, and all my queries and doubts were laid to rest. I was able to utilise the cashless facility provided by my company, and underwent the required surgery. Now I'm leading a normal and healthy life. I can go out anywhere, and do what I want. And, I'm really happy with the life I'm leading now. I'm thankful to Chola MS for making me a part of their family. Now, I feel secured.
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