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Health Insurance

WHY HEALTH INSURANCE


Life is a surprise package of joys, happiness, challenges and setbacks. Sudden illness, accidental injuries and medical emergencies can throw us off guard anytime. While they drain us emotionally, owing to the soaring prices of medical services, the hospitalization and medicinal expenses can burn a big hole in your pocket. A good health insurance policy is mandatory to combat these tough times as it covers you and your loved ones completely against sudden financial burden caused by medical emergencies. Having a good health insurance plan ensures an immense peace of mind and assurance that you can focus on the healing and recuperation of your loved ones, instead of financial worries.

WHY CHOLA MS HEALTH INSURANCE


Individual health insurance in India can be availed by any individual resident between the ages of 18 to 65 to undergo treatment in India. Chola Health Insurance is a comprehensive health coverage that takes care of your expenses related to hospitalization and domiciliary so that all your financial burdens are covered during a sudden medical emergency. Buying a health policy at Chola MS is extremely convenient now as you can acquire a hassle free online health insurance plan from Chola MS website.

KEY FEATURES OF CHOLA MS HEALTH PLANS


Here are the special elements of our medical insurance plan:

  • Double coverage for accidents and critical illness on selected health plans (on selected health Plans)
  • Cover for Domiciliary hospitalization
  • Lifetime coverage
  • Cashless hospitalization at 4300+ hospitals across India
  • Cover for 140+ Day-care procedures
  • Pre and post hospitalization expenses
  • 20 main critical illnesses covered (on selected health plans)
  • Unlimited room rent (on selected health plans)
  • Lifetime renewal
  • Tax benefit under section 80 (D)
  • 24x7 claim assistance and easy claim settlement

Why Choose Health Insurance by Chola MS?


Medical insurance from Chola MS provides you the following benefits:

  • Cashless treatment

    - We provide you a network of hospitals, where you can avail cashless treatment facilities.
  • Pre and post hospitalization

    - We pay for your pre and post hospitalization charges, up to 30 days prior to hospitalization & up to 60 days after discharge from hospital.
  • Ambulance charges

    - In case of any medical emergency, ambulance charges as listed in the policy shall be payable.
  • Cumulative Bonus

    - If no claims are made on your health cover in a particular year, you will be entitled for special benefits through an increment in the sum insured when you renew the policy the following year.
  • Free medical check up

    - A history of no claims is rewarded with a free medical check up.
  • Tax benefits

    - When you pay the premium for your health insurance policy, you are eligible to get a tax rebate under section 80D of the Income Tax Act for a maximum value of Rs.25,000 for self, spouse and dependent children and Rs. 30,000 for parents over 60 years of age.
  • Co-payment

    - If you wish to reduce the premium amount, you can opt for voluntary deductibles mentioned in the policy. This means that some amount will be paid by the insured for any treatment undertaken, while the rest will be paid by the insurer.
  • Critical illness

    - We will pay the insured person the sum insured as a lump sum if the insured is diagnosed as suffering from a critical illness listed in the policy.
Chola Healthline  
Chola Healthline

Chola Healthline is a comprehensive Health Insurance Policy which provides coverage for medical expenses for families on a floating sum insured basis covering Self, Spouse and dependent children or on individual sum insured basis covering Self, Spouse, dependent children, dependent parents, parents-in-law and siblings.

This policy will reimburse you upto the Sum insured either on Individual Sum Insured basis or on floater Sum Insured basis in respect of medically necessary costs as detailed in the policy. The benefits will be available on Cashless or Reimbursement basis as applicable.

Chola Swasth Parivar Insurance 
Chola Swasth Parivar Insurance

Chola Swasth Parivar is an affordable health insurance plan with flexible coverage options that meet your family's healthcare needs. Apart from covering hospitalization expenses, the policy also offers a personal accident cover, ensuring dual protection for you and your family at economic premiums.

Chola Tax Plus Healthline 
Chola Tax Plus Healthline

While a primary health insurance plan can cover hospitalization expenses, additional medical expenses such as medicine bills and diagnostic tests can be heavy on your pockets.

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola MS Family Healthline Insurance 
Chola MS Family Healthline Insurance
  • First time purchase allowed up to 65 years of age
  • No Medical check up till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Individual Healthline Insurance 
Individual Healthline Insurance
  • First time purchase possible up to 65 years of age
  • No medical checkup till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola Topup Healthline 
Chola Topup Healthline
  • Individual or floater sum insured up to Rs. 20 lacs
  • First time purchase allowed up to 65 years
  • Tenure options up to 3 years

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola MS Critical Healthline Insurance 
Chola MS Critical Healthline Insurance
  • First time purchase possible up to 65 years of age
  • Flexible Sum insured Rs3 Lakhs, Rs5 Lakhs, Rs10 Lakhs
  • Proof of expenses / hospitalization bills not required for claims
  • Income Tax exemption up to Rs20,000

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola Hospital Cash Healthline 
Chola Hospital Cash Healthline
  • First time purchase allowed upto 65 yrs of age
  • No Medical checkup till 55 yrs of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola Insurance Online General Insurance

Customers Reviews

Average Rating:
4.4
(Based on 30 ratings)
5 Star:
12
4 Star:
18
3 Star:
0
2 Star:
0
1 Star:
0

  • 17-Jan-2015
    It was a good process.

  • 07-Jun-2016
    Very easy process. All important details are available online.. Very happy with experience

  • 27-Dec-2014
    I recently bought my family floater health insurance plan which gave me a satisfied policy as per my family members. Hoping for the same support during claims settlement as well.

  • 07-Jun-2016
    I recently bought health insurance policy for my son and he got hospitalized for a week due to typhoid. All the post hospitalization expenses were settled smoothly.

  • 26-Oct-2014
    It was hassle free experience of buying health insurance policy from Chola MS. I got immediate response and my policy got settled quickly. Thanks to your team.

  • 12-Sep-2014
    Excellent facility providing by Chola MS. I am the customer from since 5 years and good facility to renew my insurance.

  • 04-Sep-2014
    Thanks for the great customer calling support provided by Chola MS while buying health policy online for the first time.

  • 30-Aug-2014
    Many thanks to Chola MS for settling my health insurance claim on time when I was hospitalized.

  • 28-Aug-2014
    I am very thankful to Chola MS for the support which was provided to me when I was hospitalized till the time I got discharged. Really it¿s timely help. Thanks

  • 18-Aug-2014
    I have been associated with Chola MS for health insurance since 2 years and I am very happy with the customer care services they provide.
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