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Health Insurance

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Why buy health insurance?

Every human being is exposed to various healthcare hazards that require medical treatment. Such medical treatment can be due to illness (Chronic / Critical / Terminal / Major and Minor) or due to injuries that require hospitalization.

Such hospitalizations tend to

  • Burn a hole in your pocket
  • Alter your quality of life by imposing financial restrictions
  • Create loss of career options / Income
  • Cause mental trauma or incapacitation

Private hospitals and medicines have become rather expensive. Diagnostic charges are beyond the common man's reach and specialists come only at a steep price.

Health Insurance can be the answer to the financial difficulties arising out of these unexpected medical emergencies. Chola MS health insurance policies guarantee peace of mind for the insured and the family against financial perils and inadequacies. It covers an individual against hospitalization expenses with the option of including spouse, dependent children and dependent parents with a family discount. It is definitely a price worth paying, for complete peace of mind.

The benefits of buying health insurance at a young age

  • Health insurance premium tends to increase with age
  • You can be covered for medical conditions that may be diagnosed over the years provided there is no break in the policy
  • Lastly, you can avail Income Tax benefit under Section 80D of the Income Tax Act

Chola MS brings to you a range of health insurance and hospitalization products that are suitable for you and your family.

Tax Plus Healthlinearrow-up

While a primary health insurance plan can cover hospitalization expenses, additional medical expenses such as medicine bills and diagnostic tests can be heavy on your pockets.

Introducing Chola MS Tax Plus Healthline, a one-of-a-kind health policy that covers your hospitalization and non-hospitalization expenses (including OPD) i.e. your day-to-day medical expenses.

Learn more about Tax Plus Healthline

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Top Up Healthline
  • Individual or floater sum insured up to Rs. 20 lacs
  • First time purchase allowed up to 65 years
  • Tenure options up to 3 years

Learn more about Topup Healthline...
Get a quick quote

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Hospital Cash
  • First time purchase allowed upto 65 yrs of age
  • No Medical checkup till 55 yrs of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

Learn more about Hospital Cash...
Get a quick quote

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Critical Healthlinearrow-down
  • First time purchase possible up to 65 years of age
  • Flexible Sum insured Rs3 Lakhs, Rs5 Lakhs, Rs10 Lakhs
  • Proof of expenses / hospitalization bills not required for claims
  • Income Tax exemption up to Rs20,000

Learn more about Critical Healthline...
Get a quick quote

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Individual Healthline
  • First time purchase possible up to 65 years of age
  • No medical checkup till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

Learn more about Individual Healthline...
Get a quick quote

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Individual Health
  • No medical check up till 45 years of age
  • Dependent parents covered (Maximum entry age up to 65 years)
  • Sum Insured from RS50,000 to RS10,00,000
  • Option to cover family members under same policy with a family discount on total premium

Learn more about Individual Health...

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Family Health
  • No medical check up till 45 years of age
  • Sum Insured from RS2,00,000 to RS5,00,000
  • Option to cover family members under same policy

Learn more about Family Health...

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Family Healthline
  • First time purchase allowed up to 65 years of age
  • No Medical check up till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

Learn more about Family Healthline...
Get a quick quote

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

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All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation.

Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates. For individuals, there are products
like Car insurance, Travel Insurance, Health Insurance, Accident Insurance and Home Insurance. For SME's and Corporate Insurance clients, Chola MS offers customized solutions encompassing insurance and risk consulting services such as Engineering Insurance, Liability Insurance, Marine Insurance, Property and Miscellaneous Insurance

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Feedback Regarding Agents

At Chola MS, we aim to provide you information and services of the highest quality, through our team of agents, employees and intermediaries.

We are eager to get feedback from you regarding your experiences with Chola MS.

Please do share your thoughts with us – please use the form in the Contact Us page for this.

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We Respect Your Privacy

At Chola MS, we aim to keep you updated on the latest products and services, to add value to your experience with us. We convey such information by letter, e-mail or the phone and only to those whom we think will find these products and services interesting and beneficial.

We respect and value your privacy and understand that some of you may not wish to be contacted over the phone for promotions.

If this is the case with you, you may please let us know your phone number(s) that you want excluded from our telemarketing list. The details that you provide to us will remain confidential.

Once you have registered for the Do Not Call Registry:

  • We will make every effort to see that you do not receive any unwelcome marketing calls from Chola MSon the registered numbers.
  • Registration on the DNCR will only bar unsolicited calls for Chola MS products and services and not for the product and services of any other group companies.

Click here for Do Not Call Registry.

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Profile of MR. S S GOPALARATHNAM

Mr. S S Gopalarathnam is the Managing Director of Cholamandalam MS General Insurance Company Limited (Chola MS).

He joined the Murugappa Group in 1979 as a Management Trainee and has been with the group for the past 30 years. Mr. Gopalarathnam has been with Chola MS as Chief Financial Officer since its inception, became President Operations in 2006 and took over as Managing Director and CEO in April 2008.

A graduate of commerce and a qualified FICWA from the Institute of Cost and Works Accountants of India, he has extensive training in the areas of strategy, finance and leadership.He has also recently undergone an Advanced Management Program at Harvard University, USA.

He was an active member of IRDA's Working Group responsible for revamping investment regulations in India, and a member of the Committee to revamp Motor Pool in India.

 
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