Why buy health insurance?
Every human being is exposed to various healthcare hazards that require medical treatment. Such medical treatment can be due to illness (Chronic / Critical / Terminal / Major and Minor) or due to injuries that require hospitalization.
Such hospitalizations tend to
- Burn a hole in your pocket
- Alter your quality of life by imposing financial restrictions
- Create loss of career options / Income
- Cause mental trauma or incapacitation
Private hospitals and medicines have become rather expensive. Diagnostic charges are beyond the common man's reach and specialists come only at a steep price.
Health Insurance can be the answer to the financial difficulties arising out of these unexpected medical emergencies. Chola MS health insurance policies guarantee peace of mind for the insured and the family against financial perils and inadequacies. It covers an individual against hospitalization expenses with the option of including spouse, dependent children and dependent parents with a family discount. It is definitely a price worth paying, for complete peace of mind.
The benefits of buying health insurance at a young age
- Health insurance premium tends to increase with age
- You can be covered for medical conditions that may be diagnosed over the years provided there is no break in the policy
- Lastly, you can avail Income Tax benefit under Section 80D of the Income Tax Act
Chola MS brings to you a range of health insurance and hospitalization products that are suitable for you and your family.