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Health Insurance

Why buy health insurance?

Every human being is exposed to various health hazards that require medical treatment. Such medical treatment can be due to illness (Chronic / Critical /
Terminal / Major and Minor illnesses) or due to injuries & require hospitalization.

Such hospitalizations tend to

  • Burn a hole in your pocket
  • Alter your quality of life by imposing financial restrictions
  • Create loss of career options / Income
  • Cause mental trauma or incapacitation

In the current age, private hospitals and medicines have become rather expensive. Diagnostic charges are beyond the common man's reach and specialists come at a price.

Health Insurance can be the answer to the financial difficulties arising out of the above unexpected medical emergencies. Chola MS health insurance policies guarantee peace of mind for the insured / family against financial perils and inadequacies. It covers an individual against hospitalization expenses with option of including spouse, dependent children and dependent parents with a family discount. Definitely a price worth paying for complete peace of mind.

The benefits of buying health insurance at a young age

  • Health insurance premium tends to increase with age - more the age, higher the premium
  • You can be covered for medical conditions that may be diagnosed over the years provided there is no break in the policy
  • Lastly, Income Tax benefit under Section 80D of the Income Tax Act

Chola MS brings to you a range of health insurance hospitalization products to suit yours and your family's health insurance needs

Hospital Cash
  • First time purchase allowed upto 65 yrs of age
  • No Medical checkup till 55 yrs of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

Click here to know more...

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Critical Healthline
Individual Healthline
Individual Health
Family Health
Family Healthline

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Contact Us

1800-200-5544
(Toll Free 24x7)

Write to us at

customercare@
cholams.murugappa.com

SMS "CHOLA" to 56677*
(*Premium SMS charges apply)

 
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Car Insurance: Buying the best Car Insurance provides financial protection from losses incurred due to damages to your vehicle. Our policies for individuals include
Chola Protect and Private Vehicles. Click here to know more and buy car insurance online.

Health Insurance safeguards you and your family from unforeseen illnesses and injuries. As a trusted Health Insurance provider, our policies include
Individual Healthline, Family Healthline, Critical Healthline, Hospital Cash and more. Click to know more and buy health insurance online.

With Travel Insurance, you can enjoy your trip whether it's business or pleasure. Our portfolio features policies for Student Travel, Business / Leisure Travel and Corporate Travel. Click here to know more and buy travel insurance online.

Home Insurance protects your dream investment from imminent dangers. Click here to know more and buy Chola Total Home Protect online.

Personal Accident: Chola Accident Protection Plan is a personal accident insurance that covers your financial needs while you recover back to full health.
Click here to know more about our policy.

Cholamandalam MS General Insurance Company Ltd, 2nd Floor, "Dare House", No.2, NSC Bose Road, Chennai - 600001, India.

All Rights Reserved. Cholamandalam MS General Insurance Company Ltd. Insurance is the subject matter of solicitation.

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Feedback Regarding Agents

At Chola MS, we aim to provide you information and services of the highest quality, through our team of agents, employees and intermediaries.

We are eager to get feedback from you regarding your experiences with Chola MS.

Please do share your thoughts with us – please use the form in the Contact Us page for this.

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We Respect Your Privacy

At Chola MS, we aim to keep you updated on the latest products and services, to add value to your experience with us. We convey such information by letter, e-mail or the phone and only to those whom we think will find these products and services interesting and beneficial.

We respect and value your privacy and understand that some of you may not wish to be contacted over the phone for promotions.

If this is the case with you, you may please let us know your phone number(s) that you want excluded from our telemarketing list. The details that you provide to us will remain confidential.

Once you have registered for the Do Not Call Registry:

  • We will make every effort to see that you do not receive any unwelcome marketing calls from Chola MSon the registered numbers.
  • Registration on the DNCR will only bar unsolicited calls for Chola MS products and services and not for the product and services of any other group companies.

Click here for Do Not Call Registry.

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Profile of MR. S S GOPALARATHNAM

Mr. S S Gopalarathnam is Managing Director of Cholamandalam MS General Insurance Company Limited (Chola MS).

He joined the Murugappa Group in 1979 as a Management Trainee and has been with the group for the past 30 years. Mr. Gopalarathnam has been with Chola MS as Chief Financial Officer since its inception, became President Operations in 2006 and took over as Managing Director & CEO from April 2008.

A graduate of commerce and a qualified FICWA from the Institute of Cost and Works Accountants of India, he has extensive training in areas such as Strategy / Finance / Leadership. He was also recently trained in an Advanced Management Program at Harvard University, USA.

He was an active member of IRDA\'s Working Group responsible for revamping Investment Regulations in India, and a member of the Committee to revamp Motor Pool in India.

A knowledge powerhouse, Gopalarathnam is an avid reader of literature on management with special interest in Strategy as a theme.

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Awards
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Financial Insights Innovation Award

Cholamandalam MS wins the Financial Insights Innovation Award in Singapore!

Winning the award among 68 entries by insurers from within the Asia - Pacific region, for innovation in mobile management, Cholamandalam MS was commended for adopting the mobile computing technology for its claims surveys process.

In the award citation, Cholamandalam MS's vehicle surveyor application was said to utilize voice, camera and data connectivity capabilities of the Samsung Galaxy Tablet to capture and store auto survey data in one database - which reduced turnaround time in the claims process, increased productivity of surveyors, and improved fraud prevention.