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Health Insurance

WHY HEALTH INSURANCE


Life is a surprise package of joys, happiness, challenges and setbacks. Sudden illness, accidental injuries and medical emergencies can throw us off guard anytime. While they drain us emotionally, owing to the soaring prices of medical services, the hospitalization and medicinal expenses can burn a big hole in your pocket. A good health insurance policy is mandatory to combat these tough times as it covers you and your loved ones completely against sudden financial burden caused by medical emergencies. Having a good health insurance plan ensures an immense peace of mind and assurance that you can focus on the healing and recuperation of your loved ones, instead of financial worries.

WHY CHOLA MS HEALTH INSURANCE


Individual health insurance in India can be availed by any individual resident between the ages of 18 to 65 to undergo treatment in India. Chola Health Insurance is a comprehensive health coverage that takes care of your expenses related to hospitalization and domiciliary so that all your financial burdens are covered during a sudden medical emergency. Buying a health policy at Chola MS is extremely convenient now as you can acquire a hassle free online health insurance plan from Chola MS website.

KEY FEATURES OF CHOLA MS HEALTH PLANS


Here are the special elements of our medical insurance plan:

  • Double coverage for accidents and critical illness on selected health plans (on selected health Plans)
  • Cover for Domiciliary hospitalization
  • Lifetime coverage
  • Cashless hospitalization at 4300+ hospitals across India
  • Cover for 140+ Day-care procedures
  • Pre and post hospitalization expenses
  • 20 main critical illnesses covered (on selected health plans)
  • Unlimited room rent (on selected health plans)
  • Lifetime renewal
  • Tax benefit under section 80 (D)
  • 24x7 claim assistance and easy claim settlement

Why Choose Health Insurance by Chola MS?


Medical insurance from Chola MS provides you the following benefits:

  • Cashless treatment

    - We provide you a network of hospitals, where you can avail cashless treatment facilities.
  • Pre and post hospitalization

    - We pay for your pre and post hospitalization charges, up to 30 days prior to hospitalization & up to 60 days after discharge from hospital.
  • Ambulance charges

    - In case of any medical emergency, ambulance charges as listed in the policy shall be payable.
  • Cumulative Bonus

    - If no claims are made on your health cover in a particular year, you will be entitled for special benefits through an increment in the sum insured when you renew the policy the following year.
  • Free medical check up

    - A history of no claims is rewarded with a free medical check up.
  • Tax benefits

    - When you pay the premium for your health insurance policy, you are liable to get a tax rebate under section 80D of the Income Tax Act for a maximum value of Rs.15,000 for normal and Rs. 20,000 for senior citizens.
  • Co-payment

    - If you wish to reduce the premium amount, you can opt for voluntary deductibles mentioned in the policy. This means that some amount will be paid by the insured for any treatment undertaken, while the rest will be paid by the insurer.
  • Critical illness

    - We will pay the insured person the sum insured as a lump sum if the insured is diagnosed as suffering from a critical illness listed in the policy.
Chola Healthline  
Chola Healthline

Chola Healthline is a comprehensive Health Insurance Policy which provides coverage for medical expenses for families on a floating sum insured basis covering Self, Spouse and dependent children or on individual sum insured basis covering Self, Spouse, dependent children, dependent parents, parents-in-law and siblings.

This policy will reimburse you upto the Sum insured either on Individual Sum Insured basis or on floater Sum Insured basis in respect of medically necessary costs as detailed in the policy. The benefits will be available on Cashless or Reimbursement basis as applicable.

Chola Swasth Parivar  
Chola Swasth Parivar

Chola Swasth Parivar is an affordable health insurance plan with flexible coverage options that meet your family's healthcare needs. Apart from covering hospitalization expenses, the policy also offers a personal accident cover, ensuring dual protection for you and your family at economic premiums.

Tax Plus Healthline  
Tax Plus Healthline

While a primary health insurance plan can cover hospitalization expenses, additional medical expenses such as medicine bills and diagnostic tests can be heavy on your pockets.

Introducing Chola MS Tax Plus Healthline, a one-of-a-kind health policy that covers your hospitalization and non-hospitalization expenses (including OPD) i.e. your day-to-day medical expenses.

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Family Healthline  
Family Healthline
  • First time purchase allowed up to 65 years of age
  • No Medical check up till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Individual Healthline  
Individual Healthline
  • First time purchase possible up to 65 years of age
  • No medical checkup till 55 years of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Top Up Healthline  
Top Up Healthline
  • Individual or floater sum insured up to Rs. 20 lacs
  • First time purchase allowed up to 65 years
  • Tenure options up to 3 years

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Critical Healthline  
Critical Healthline
  • First time purchase possible up to 65 years of age
  • Flexible Sum insured Rs3 Lakhs, Rs5 Lakhs, Rs10 Lakhs
  • Proof of expenses / hospitalization bills not required for claims
  • Income Tax exemption up to Rs20,000

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Hospital Cash  
Hospital Cash
  • First time purchase allowed upto 65 yrs of age
  • No Medical checkup till 55 yrs of age
  • Renewal of policy allowed till lifetime
  • 3 plans with a variety of benefits

IMPORTANT: Please ensure that your health insurance policies are renewed on or before the policy expiry date to ensure that you enjoy continuity benefits of renewal.

Chola Insurance Online General Insurance

Customers Reviews

Average Rating:
3.93
(Based on 30 ratings)
5 Star:
9
4 Star:
12
3 Star:
7
2 Star:
2
1 Star:
0

  • 12-Mar-2015
    They have very good network of cashless hospitals in each and every area. This policy is even helpful for my parents staying in village.

  • 05-Mar-2015
    I have been using health insurance policy of Chola MS since 2 years and now planning to get car insurance policy too for my new car.

  • 19-Feb-2015
    They have very easy and user-friendly online policy buying method in just few steps. Thanks to customer care team for the timely support whenever I was in need.

  • 17-Feb-2015
    It was very first time I was buying health insurance policy online and after filling all the details and submitting the form I immediately received a confirmation call and cleared all my confusions regarding claims.

  • 15-Feb-2015
    its good making online payment and renew health policy online, instant confirmation

  • 07-Feb-2015
    Thanks for the quick service.

  • 02-Feb-2015
    Its user friendly and easy to buy...

  • 01-Feb-2015
    its very convenient to buy health policy online and it saved my time too.

  • 26-Jan-2015
    Easy for applying Insurance policy

  • 21-Jan-2015
    GOOD EXPERIENCE TILL NOW
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