1800-200-5544 (Accessible from India only)

9144-3098 5300 (For Abroad Customers)

Home Car Insurancegray-arrowWhat it does not cover

What Car Insurance does not cover

The Chola insurance policy for private vehicles does not cover the following:

  • Accidental damage or loss due to wilful negligence
  • Accidental loss or damage if you are driving under the influence of intoxicating liquor or drug
  • Loss or liability while the vehicle is being used outside the scope of limitations of use and/or being driven by a person not duly licensed
  • Consequential loss, depreciation, wear & tear, mechanical & electrical breakdown / failure of breakages
  • Loss due to nuclear weapons or radioactivity
  • Loss due to war and related activities

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