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What does the policy not
cover? Diseases, which have been in existence
at the time of proposing this insurance.
- Illness that commenced during the first 30 days
of inception of the first policy.
- Cataracts, Benign Prostatic Hypertrophy, Hysterectomy
for Menorrhagia or Fibromyoma, Hernia, Hydrocele,
Fistula in anus, Piles, Sinusitis and related disorders,
in the first year of insurance. However, on renewal,
these exclusions shall not apply. For a complete
list of exclusions, refer to the policy.
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