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What does the policy cover?
In the unfortunate event of you
or your family members meeting with an illness or
accident resulting in hospitalisation, our Health
Insurance gives you a cash free hospitalisation
in more than 3000 hospitals across India. Our Health
Insurance also reimburses the expenses during Pre - Hospitalisation and Post - Hospitalisation stages
of treatment.
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Pre-Hospitalisation:
Medical expense incurred 60 days prior to the
hospitalization are reimbursed. This is the
longest time period offered by any Health Insurance
policy in India.
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Hospitalisation: You
will be reimbursed expenses like room and board,
doctors' fees, intensive care unit charges, nursing
expenses, surgical fees, operating theatre expenses,
anesthesia and oxygen administration
expenses.
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Post-Hospitalisation:
Once discharged from hospital, the policy shall
pay for medical expenses related to the hospitalisation,
for a period of 90 days after discharge. This
is something unmatched by any other Health Insurance
policy in India.
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Day Care Procedure:
The policy covers over 141 minor surgeries that
require less than 24 hours hospitalisation under
our Day Care Procedure. These surgeries ordinarily
fall outside the scope of Health Insurance Policies
available in the Indian market.
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Local Ambulance Service:
In the event of an emergency, cover is provided
for expenses incurred on ambulance services
to the nearest hospital where Emergency Health
facilities are available.
Cholamandalam Health Insurance
policy ensures comprehensive coverage by offering
value added features, at a nominal increase in premium,
like:
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General Health and Eye
Examination: You will be reimbursed the
expenses incurred for general health and eye
examination.
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Hospital Daily Allowance:
In addition to hospital expenses, a daily hospital
allowance will be paid for the period of hospitalisation.
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Benefits under Section -
80D(for both individual and family
health policy) & 80B(only for
individual health insurance policy).
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Premium upto Rs 15,000 eligible under section
80B
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