Health Insurance
What does the Policy Cover?
What does the Policy not Cover?
Chola Health Insurance covers
24-Hour Emergency Assistance

Chola Health Insurance (Individual Plan)covers

  • Hospitalisation.
  • Post - Hospitalisation.
  • Day Care.
  • Local Ambulance Service.
  • Indicative Premium.
Indicative Premium for Chola Health Insurance Plan (Individual Plan)
Plan Type A B C D E F G H I
Limit (Rs. Lakhs) 10 7.5 5 4 3 2 1.5 1 0.5
Basic Health Cover (Premium in Rs.)
 <18 years 5,765 5,285 4,805 4,000 3,200 2,120 1,665 1,210 800
 18-35 years 6,370 5,840 5,200 4,300 3,450 2,485 1,935 1,405 950
 36-45 years 7,480 6,675 5,700 4,800 3,850 2,745 2,125 1,560 1,100
 46-55 years 11,465 10,300 9,140 7,695 5,935 4,000 3,130 2,255 1,400
   56-65 years* 16,650 14,670 12,690 10,535 8,045 5,250 4,090 2,925 1,800
   66-70 years* 20,470 18,175 15,880 13,070 9,805 6,510 5,020 3,530 2,150
Basic + Extra Health Cover (Premium in Rs.)
 <18 years 7,065 6,430 5,785 4,620 3,570 2,335 1,835 1,335 915
 18-35 years 8,040 5,840 5,200 4,300 3,450 2,485 1,935 1,405 950
 36-45 years 7,480 6,675 5,700 4,800 3,850 2,745 2,125 1,560 1,100
 46-55 years 11,465 10,300 9,140 7,695 5,935 4,000 3,130 2,255 1,400
    56-65 years* 16,650 14,670 12,690 10,535 8,045 5,250 4,090 2,925 1,800
     66-70 years* 20,470 18,175 15,880 13,070 9,805 6,510 5,020 3,530 2,150

 * Rates mentioned above are exclusive of Service tax
 * Premium to be calculated as per the age of the person against the required SI

  • For renewal & dependent parents only.
  • Family discount is avaliable(5% for 2 people, 10% for 3 or more people).
  • Benefits / rates given in the leaflet are indicative and could vary based on criteria such as Individual's height, weight, blood pressure etc.
  • Maximum Entry Age: 55 years for proposer & 65 years for parents.
  • Rates not Inclusive of Service Taxes.
  • The rates apply only to people living in New Delhi (including NCR), Mumbai (including Thane), Chennai & Kolkata. People living in cities other than the 4 cities mentioned would have an additional discount of 5% on the above rates.
  • Class A : Air-Conditioned Single room upwards (i.e. suite, apartment), Class B : Air-Conditioned or Non air-conditioned Standard single room, Class C : Air-Conditioned or Non air-conditioned 2 beds per room.

SECTIONED 80D INCOME TAX BENEFITS:

  • Premium upto Rs.10,000(for Senior Citizen upto Rs.15,000)is eligible for deduction under section 80D of the Income Tax Act, 1961.

  Schedule of benefits - Chola Health insurance Plan

Chola Health Insurance Plan (Family Floater Plan)

Indicative Premium for Chola Health Insurance Plan (Family Floater Plan) Click here to know more

* Family Health plan is a floater policy where the sum insured floats amongst  the insured's under the policy.


Schedule of benefits - Chola Family Health Insurance Plan
 

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