Fire and Special Perils

Fire insurance policy is suitable for owners of property or financial institutions having interest in the property. All property located at particular premises such as buildings, plant and machinery, furniture, fixtures, fittings, stock and other contents can be insured.

What is covered :

• Fire.
• Lightning.
• Explosion / Implosion.
• Aircraft Damage.
• Riot, Strike and Malicious Damage.
• Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation.
• Impact Damage.
• Subsidence and Landslide including Rock slide.
• Bursting and / or overflowing of Water Tanks, Apparatus and Pipes.
• Missile Testing Operations.
• Leakage from Automatic Sprinkler Installations.
• Bush Fire.
• Earthquake (Optional).

• War and allied perils.
• Terrorism (Optional).
• Nuclear perils.
• Damage due to pollution or contamination.
• Electrical short circuiting.
• Consequential loss.
• Spoilage due to interruption of business.
• Theft following an insured peril.